9802 198th St E, Graham, WA 98338 Property Records

Pierce County property record for 9802 198th St E, Graham, WA 98338

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,066 sqft · built 2010
Lot Size	0.109 acres (4,755 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (May 2024)
Tax Bill	$6,275 (2026)
Deeds & Mortgages	May 2024 Mortgage Aug 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`602592-0-980`

Property Details

APN / Parcel Number

Primary APN	`602592-0-980`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,066 sqft Living Area
Gross Area	3,638 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,755 sqft (0.109 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	9802 198TH ST E
City	GRAHAM
State	WA
Zip	98338-4802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 04 TOWNSHIP 18 RANGE 04 QUARTER 14 PLAT ROSEWOOD HEIGHTS LOT 98 TOG/W UND INT IN TRS A, B, C, D & F EASE OF RECORD OUT OF 04-18-04-1-007, 1-042, 5-061 THRU 5-064 & 4-011 SEG 2008-0692 JU 3/4/08MC
Legal Range	04
Legal Township	18
Legal Section	04
Legal Subdivision	ROSEWOOD HEIGHTS
Legal Tract	A
Legal Lot Number	98
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	2
Census Block	2002
Census Tract	73124

Owner

9802 198th St E is owned and occupied by two individuals who bought it in May 2024.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9802 198TH ST E, GRAHAM, WA 98338-4802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2024	Deed of Trust, Mortgage · VA Mortgage BAY EQUITY LLC
Aug 27, 2021	Warranty Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Jun 3, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Jun 22, 2017	Intrafamily Transfer, Transfer · VA Mortgage GREAT PLAINS NATIONAL BANK
Jun 22, 2017	Quit Claim Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2024 · Amount on File
Deed Sale	May 6, 2024 · Amount on File
Prior Sale	Aug 27, 2021 · Amount on File
Deed Document Number	2024217
Prior Transfer Date	Jun 19, 2017
Prior Transfer Doc	0000000451
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	9802 198TH ST E, GRAHAM, WA 98338-4802
Transaction Type	Mortgage
Record Updated	May 22, 2024
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005060218
Date	May 6, 2024
Instrument	202405060218

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	770 TAMALPAIS DR STE 207, CORTE MADERA, CA 94925

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 27, 2021
Property Address	9802 198TH ST E, GRAHAM, WA 98338-4802
Document Number	0008271129
Map Reference	DOC 200801185003
Instrument Date	Aug 22, 2021
Instrument	202108271129
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,578.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9802 198TH ST E, GRAHAM, WA 98338-4802

Mortgage

Document Number	0008271130
Date	Aug 27, 2021
Instrument	202108271130

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Mortgage

Document Number	0008271131
Date	Aug 27, 2021
Instrument	202108271131

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	9802 198TH ST E, GRAHAM, WA 98338-4802
Transaction Type	Mortgage
Record Updated	Jun 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006030336
Date	Jun 3, 2021
Instrument	202106030336

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Jun 22, 2017
Property Address	9802 198TH ST E, GRAHAM, WA 98338-4802
Document Number	0006220529
Map Reference	DOC200801185003
Instrument Date	Jun 19, 2017
Instrument	201706220529
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9802 198TH ST E, GRAHAM, WA 98338-4802

Mortgage

Document Number	0006220530
Date	Jun 22, 2017
Instrument	201706220530

Lender

Name	GREAT PLAINS NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Jun 22, 2017
Property Address	9802 198TH ST E, GRAHAM, WA 98338-4802
Document Number	1706220451
Instrument Date	Jun 19, 2017
Instrument	201706220451
Transaction Type	Transfer
Record Updated	Jul 7, 2017
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9802 198TH ST E GRAHAM WA 983384802, GRAHAM, WA 98338-4802

Tax Assessment & Valuation

The 2026 property tax bill for 9802 198th St E was $6,275, up 1.7% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,275.00 (+1.67%)	$571,200 (+0.79%) Land $146,400 Building $424,800	$571,200 (+0.79%) Land $146,400 Building $424,800
2025	$6,172.00 (-1.07%)	$566,700 (+8.4%) Land $143,100 Building $423,600	$566,700 (+8.4%) Land $143,100 Building $423,600
2024	$6,239.00 (+0.56%)	$522,800 (-2.17%) Land $138,700 Building $384,100	$522,800 (-2.17%) Land $138,700 Building $384,100
2023	$6,204.00	$534,400 Land $154,100 Building $380,300	$534,400 Land $154,100 Building $380,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9802 198th St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9802 198th St E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Lightcurve, Verizon.

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