9718 198th St E, Graham, WA 98338 Property Records

Pierce County property record for 9718 198th St E, Graham, WA 98338

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,071 sqft · built 2010
Lot Size	0.109 acres (4,757 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Jun 2020)
Tax Bill	$6,280 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`602592-0-970`

Property Details

APN / Parcel Number

Primary APN	`602592-0-970`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,071 sqft Living Area
Gross Area	3,643 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,757 sqft (0.109 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	9718 198TH ST E
City	GRAHAM
State	WA
Zip	98338-9215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 04 TOWNSHIP 18 RANGE 04 QUARTER 14 PLAT ROSEWOOD HEIGHTS LOT 97 TOG/W UND INT IN TRS A, B, C, D & F EASE OF RECORD OUT OF 04-18-04-1-007, 1-042, 5-061 THRU 5-064 & 4-011 SEG 2008-0692 JU 3/4/08MC
Legal Range	04
Legal Township	18
Legal Section	04
Legal Subdivision	ROSEWOOD HEIGHTS
Legal Tract	A
Legal Lot Number	97
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	2
Census Block	2002
Census Tract	73124

Owner

9718 198th St E is owned and occupied by two individuals who bought it in June 2020.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9718 198TH ST E, GRAHAM, WA 98338-9215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · VA Mortgage NONE LISTED ON DOCUMENT
Mar 4, 2024	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Mar 30, 2021	Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 8, 2020	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2020 · Amount on File
Deed Sale	Jun 8, 2020 · Amount on File
Prior Sale	Sep 23, 2016 · Amount on File
Deed Document Number	202080642
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Recording Date	Jun 10, 2026
Property Address	9718 198TH ST E, GRAHAM, WA 98338-9215
Document Number	0000000113
Instrument Date	Jun 5, 2026
Instrument	2026113
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9718 198TH ST E, GRAHAM, WA 98338-9215

Mortgage

Document Number	0000000113,
Date	Jun 10, 2026
Instrument	2026113

Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	9718 198TH ST E, GRAHAM, WA 98338-9215
Transaction Type	Mortgage
Record Updated	Mar 14, 2024
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9718 198TH ST E, GRAHAM, WA 98338-9215

Mortgage

Document Number	0003040047
Date	Mar 4, 2024
Instrument	202403040047

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33401

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	9718 198TH ST E, GRAHAM, WA 98338-9215
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003300720
Date	Mar 30, 2021
Instrument	202103300720

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jun 8, 2020
Property Address	9718 198TH ST E, GRAHAM, WA 98338-9215
Document Number	0006080642
Map Reference	DOC 200801185003
Instrument Date	May 28, 2020
Instrument	202006080642
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	RAINIER TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,040.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9718 198TH ST E, GRAHAM, WA 98338-9215

Mortgage

Document Number	0006080643
Date	Jun 8, 2020
Instrument	202006080643

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 9718 198th St E was $6,280, up 1.7% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,280.00 (+1.65%)	$571,600 (+0.78%) Land $146,400 Building $425,200	$571,600 (+0.78%) Land $146,400 Building $425,200
2025	$6,178.00 (-1.07%)	$567,200 (+8.39%) Land $143,100 Building $424,100	$567,200 (+8.39%) Land $143,100 Building $424,100
2024	$6,245.00 (+0.56%)	$523,300 (-2.17%) Land $138,700 Building $384,600	$523,300 (-2.17%) Land $138,700 Building $384,600
2023	$6,210.00	$534,900 Land $154,100 Building $380,800	$534,900 Land $154,100 Building $380,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9718 198th St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9718 198th St E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Lightcurve, Verizon.

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