9800 Terrace Dr, Fairhope, AL 36532 Property Records

Baldwin County property record for 9800 Terrace Dr, Fairhope, AL 36532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,182 sqft · built 1997
Lot Size	0.397 acres (17,311 sqft)
Owner	2 Trust Names on File
Last Sale	$249,500 (Sep 2023)
Deeds & Mortgages	Sep 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`56-02-03-0-000-014.050`

Property Details

APN / Parcel Number

Primary APN	`56-02-03-0-000-014.050`
Alternative APNs	`118167` `161590` `535308`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,182 sqft Heated Area
1st Floor Area	2,182 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,311 sqft (0.397 acres)
Lot Dimensions	138 ft deep x 124 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	535308
Street Address	9800 TERRACE DR
City	FAIRHOPE
State	AL
Zip	36532-6254
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 SILVERWOOD SUB UNIT 2 SLIDE 1452-A
Legal Subdivision	SILVERWOOD
Legal Block	U 2
Legal Lot Number	21
Legal Unit	2
Jurisdiction	BALDWIN AL
Township / Civil Division	FAIRHOPE
Census Block Group	1
Census Block	1007
Census Tract	11102

Owner

9800 Terrace Dr is owner-occupied and held in a trust since September 2023.

Source: Baldwin County records, as of April 16, 2026

Owner of Record	2 Trust Names on File
Mailing Address	9800 TERRACE DR, FAIRHOPE, AL 36532-6254
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2023 · Amount on File
Deed Sale	Sep 12, 2023 · Amount on File
Deed Document Number	20232085636
Prior Transfer Date	Aug 15, 2023
Prior Transfer Doc	0002085636
Record Updated	Jun 8, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BALDWIN AL
Recording Date	Sep 12, 2023
Property Address	9800 TERRACE DR, FAIRHOPE, AL 36532-6254
Document Number	0002085636
Map Reference	SL 1452-A
Instrument Date	Aug 15, 2023
Instrument	2085636
Transaction Type	Transfer
Record Updated	Sep 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	9800 TERRACE DR, FAIRHOPE, AL 36532-6254

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,100 Land $3,700 Building $24,400	$292,600 Land $37,500 Building $255,100
2023	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$28,100 (+12.58%)	$280,900 (+12.63%) Land $36,900 Building $244,000
2022	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$24,960	$249,400 Land $34,500 Building $214,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9800 Terrace Dr in Zone X, an area of minimal flood risk, though there have been 243 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 66 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	243 (1989–2020)
Claims Outside the SFHA	5 of 243
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 30 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 51 claims Severe Storms, Flooding,high Winds, Assoc With Hurr Danny, Jul 1997 · 42 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9800 Terrace Dr is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 75% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20