Baldwin County property record for 9795 Terrace Dr, Fairhope, AL 36532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,718 sqft · built 1997 |
| Lot Size | 0.353 acres (15,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Nov 2023) |
| Tax Bill | $1,615 (2026) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-02-03-0-000-014.031 |
| Primary APN | 56-02-03-0-000-014.031 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,718 sqft Heated Area |
| 1st Floor Area | 1,718 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,356 sqft (0.353 acres) |
| Lot Dimensions | 136 ft deep x 112 ft wide |
| Utility Building | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 537978 |
|---|---|
| Street Address | 9795 TERRACE DR |
| City | FAIRHOPE |
| State | AL |
| Zip | 36532-6209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 SILVERWOOD SUB UNIT 2 SLIDE 1452-A |
| Legal Subdivision | SILVERWOOD |
| Legal Block | U 2 |
| Legal Lot Number | 2 |
| Legal Unit | 2 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FAIRHOPE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 11102 |
9795 Terrace Dr is owned and occupied by an individual who bought it in November 2023.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9795 TERRACE DR, FAIRHOPE, AL 36532-6209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 8, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Nov 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 10, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Mar 17, 2017 | Quit Claim Deed, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2023 · Amount on File |
| Deed Sale | Nov 8, 2023 · Amount on File |
| Prior Sale | Jul 10, 2020 · Amount on File |
| Deed Document Number | 20232094612 |
| Prior Transfer Date | Feb 17, 2017 |
| Prior Transfer Doc | 0001623056 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Nov 8, 2023 |
| Property Address | 9795 TERRACE DR, FAIRHOPE, AL 36532-6209 |
| Document Number | 0002094612 |
| Map Reference | SL 1452-A |
| Instrument Date | Nov 6, 2023 |
| Instrument | 2094612 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 245 DOZIER ST, THOMASVILLE, AL 36784-5311 |
| Name | Verified Name |
|---|---|
| Address | 9795 TERRACE DR, FAIRHOPE, AL 36532-6209 |
| Document Number | 0002094613 |
|---|---|
| Date | Nov 8, 2023 |
| Instrument | 2094613 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 9795 TERRACE DR, FAIRHOPE, AL 36532-6209 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0001872925 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 1872925 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Oct 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jul 10, 2020 |
| Property Address | 9795 TERRACE DR, FAIRHOPE, AL 36532-6209 |
| Document Number | 0001841836 |
| Instrument Date | Jul 10, 2020 |
| Instrument | 1841836 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $180.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9795 TERRACE DR FAIRHOPE AL 365326209, FAIRHOPE, AL 36532-6209 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Mar 17, 2017 |
| Property Address | 9795 TERRACE DR, FAIRHOPE, AL 36532-6209 |
| Document Number | 0001623056 |
| Map Reference | SL1452-A |
| Instrument Date | Feb 17, 2017 |
| Instrument | 1623056 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2021 |
| Title Company | VANTAGE POINT TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $25.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 9795 TERRACE DR, FAIRHOPE, AL 36532-6209 |
| Document Number | 0001623057 |
|---|---|
| Date | Mar 17, 2017 |
| Instrument | 1623057 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2047 |
The 2026 property tax bill for 9795 Terrace Dr was $1,615.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,615.00 | ||
| 2025 | $1,615.00 | $51,780 Land $7,500 Building $44,280 | $258,900 Land $37,500 Building $221,400 |
| 2023 | $586.00 (+12.91%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $24,700 (+12.48%) | $246,800 (+12.49%) Land $36,900 Building $209,900 |
| 2022 | $519.00 (+16.37%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $21,960 | $219,400 Land $34,500 Building $184,900 |
| 2021 | $446.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9795 Terrace Dr in Zone X, an area of minimal flood risk, though there have been 243 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 66 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 243 (1989–2020) |
| Claims Outside the SFHA | 5 of 243 |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9795 Terrace Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 82% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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