Highlands County property record for 9800 Payne Rd, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,648 sqft · built 1984 |
| Lot Size | 1.03 acres (44,846 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Mar 2022) |
| Tax Bill | $3,422 (2024) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage May 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C365801000100000 |
| Primary APN | C365801000100000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,648 sqft Living Area |
| Gross Area | 2,412 sqft |
| 1st Floor Area | 1,648 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 44,846 sqft (1.03 acres) |
| Lot Dimensions | 312 ft deep x 144 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,500 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Screened Porch |
|---|---|
| Porch Area | 535 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 9800 PAYNE RD |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-9423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AU |
| Legal Description | STRODAN ACRES PB 14 PG 13 LOT 1 1 ACRE M/L |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 36 |
| Legal Subdivision | STRODAN ACRES |
| Legal Lot Number | 1 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | LAKE PLACID |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 961401 |
Source: Highlands County assessment roll, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9800 PAYNE RD, SEBRING, FL 33875-9423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2022 | Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL ACCEPTANCE CORP |
| May 7, 2021 | Warranty Deed, Transfer SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C |
| May 7, 2021 | Affidavit of Death of Joint Tenant, Transfer SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 9, 2022 · Amount on Record |
| Deed Sale | Mar 9, 2022 · Amount on Record |
| Prior Sale | May 7, 2021 · Amount on Record |
| Deed Document Number | 20222081909 |
| Deed Book / Page | 2889 / 1054 |
| Prior Transfer Date | Jul 22, 2016 |
| Prior Transfer Doc | 0001822181 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Mar 9, 2022 |
| Property Address | 9800 PAYNE RD, SEBRING, FL 33875-9423 |
| Document Number | 0002081909 |
| Book / Page | 2889 / 1054 |
| Map Reference | MB 14 PG 13 |
| Instrument Date | Feb 23, 2022 |
| Instrument | 2081909 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2022 |
| Title Company | HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11111 BISCAYNE BLVD # 404, 11111, MIAMI, FL 33181-3404 |
| Name | Verified Name |
|---|---|
| Address | 9800 PAYNE RD, SEBRING, FL 33875-9423 |
| Document Number | 0028891056 |
|---|---|
| Date | Mar 9, 2022 |
| Instrument | 2889/1056 |
| Name | RESIDENTIAL ACCEPTANCE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | May 7, 2021 |
| Property Address | 9800 PAYNE RD, SEBRING, FL 33875-9423 |
| Document Number | 0002033247 |
| Book / Page | 2821 / 1897 |
| Map Reference | MB 14 PG 13 |
| Instrument Date | May 5, 2021 |
| Instrument | 2033247 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2021 |
| Title Company | SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,579.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2478 US HIGHWAY 27 N, 2478, SEBRING, FL 33870-1867 |
| Name | Verified Name |
|---|---|
| Address | 11111 BISCAYNE BLVD # 404, 404, MIAMI, FL 33181-3404 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | May 7, 2021 |
| Property Address | 9800 PAYNE RD, SEBRING, FL 33875-9423 |
| Document Number | 0002033245 |
| Book / Page | 2821 / 1886 |
| Map Reference | MB 14 PG 13 |
| Instrument Date | May 5, 2021 |
| Instrument | 2033245 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2021 |
| Title Company | SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $255,964 (-8.43%) Land $20,000 Building $235,964 | $255,964 (-8.43%) Land $20,000 Building $235,964 | |
| 2024 | $3,422.00 (-5.37%) | ||
| 2023 | $3,616.00 (-9.1%) Homeowner's exemption | $279,527 (+7.39%) Land $15,000 Building $264,527 | $279,527 (+7.39%) Land $15,000 Building $264,527 |
| 2022 | $3,978.00 | $260,293 Land $11,500 Building $248,793 | $260,293 Land $11,500 Building $248,793 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 7 (2017–2024) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Rapid Systems Fixed Wireless | 50 / 10 |
| Lumen Technologies DSL | 10 / 1 |
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