Highlands County property record for 9757 Payne Rd, Sebring, FL 33875 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 3,947 sqft Living Area |
| Lot Size | 54,014 sqft (1.24 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $239,900 (2020) |
| Tax Bill | $3,272.00 (2024) |
| Primary APN | C265801000000020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Building Area | 3,947 sqft Living Area |
| 1st Floor | 1,618 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Ceramic Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Concrete Blocks Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 54,014 sqft (1.24 acres) |
| Depth X Width | 326 ft x 166 ft Depth x Width |
| Driveway | 1 Driveway |
| Driveway Area | 480 sqft Driveway |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 462 sqft Garage |
| Total Buildings | 2 Total Buildings |
|---|---|
| Shed | 1 Shed |
| Shed Area | 160 sqft Shed |
| Porch | Open Porch |
| Porch Area | 322 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Electric Heating Fuel |
| Old Parcel Number | C265801000000020 |
|---|---|
| Street Address | 9757 PAYNE RD |
| City | SEBRING |
| State | FL |
| Zip | 33875-2400 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAZY-S-RANCHETTE PB 13-PG 32 LOT 2 |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 26 |
| Legal Subdivision | LAZY-S-RANCHETTE |
| Legal Lot Number | 2 |
| Jurisdiction | HIGHLANDS FL |
| Minor Civil Division | LAKE PLACID |
| Census Blockgroup | 1 |
| Census Block | 1021 |
| Census Tract | 961401 |
Source: Highlands County records · APN C265801000000020
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 9757 PAYNE RD, SEBRING, FL 33875-2400 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 19, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST SOUTHERN BANK |
| Dec 15, 2017 | Deed of Trust, Mortgage · Line of Credit HERTLAND NATIONAL BANK |
| Nov 06, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND NATIONAL BANK |
| May 26, 2020 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 26, 2020 · Amount on Record |
| Deed Sale | May 26, 2020 · Amount on Record |
| Prior Sale | Jan 26, 2004 · Amount on Record |
| Deed Doc Number | 1986595 |
| Deed Book / Page | 2754 / 1168 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 9757 PAYNE RD, SEBRING, FL 33875-2400 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2024 |
| Name | Verified Name |
|---|---|
| Address | 9757 PAYNE RD, SEBRING, FL 33875-2400 |
| Document Number | 0002015484 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 2796/1914 |
| Instrument | 2015484 |
| Name | FIRST SOUTHERN BANK |
|---|---|
| Type | Bank |
| Address | SEBRING, FL 33870 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 9757 PAYNE RD, SEBRING, FL 33875-2400 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001877012 |
|---|---|
| Date | Dec 15, 2017 |
| Book Page | 2612/0543 |
| Instrument | 1877012 |
| Name | HERTLAND NATIONAL BANK |
|---|---|
| Type | Non-Lending Institution |
| Address | SEBRING, FL 33870 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 9757 PAYNE RD, SEBRING, FL 33875-2400 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001962918 |
|---|---|
| Date | Nov 06, 2019 |
| Book Page | 2721/1854 |
| Instrument | 1962918 |
| Name | HEARTLAND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SEBRING, FL 33870 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | May 26, 2020 |
| Property Address | 9757 PAYNE RD, SEBRING, FL 33875-2400 |
| Document Number | 0001986595 |
| Book / Page | 2754 / 1168 |
| Map Reference | MB 13 PG 32 |
| Instrument Date | May 11, 2020 |
| Instrument | 1986595 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,679.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3471 COUNTY BARN RD # RDF103, 3471, NAPLES, FL 34112-7442 |
| Name | Verified Name |
|---|---|
| Address | 9757 PAYNE RD, SEBRING, FL 33875-2400 |
| Document Number | 0027541170 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 2754/1170 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $260,342 (+5.99%) | $370,160 (+21.35%) Land $24,800 Building $345,360 | |
| 2024 | $3,272.00 (-0.46%) | ||
| 2023 | $3,287.00 (+5.15%) Homeowner's exemption | $245,636 (+6.69%) | $305,040 (+19.75%) Land $18,600 Building $286,440 |
| 2022 | $3,126.00 Homeowner's exemption | $230,229 | $254,735 Land $15,500 Building $239,235 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 216 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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