980 SE Centennial St, Bend, OR 97702 Property Records

Deschutes County property record for 980 SE Centennial St, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,336 sqft · built 1995
Lot Size	0.046 acres (2,025 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Aug 2026)
Tax Bill	$2,377 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Oct 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`181204-DB-03301`

Property Details

APN / Parcel Number

Primary APN	`181204-DB-03301`
Alternative APNs	`R1001181204DB03301` `187877`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,336 sqft Living Area
Gross Area	1,624 sqft
1st Floor Area	688 sqft
Basement Area	648 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,025 sqft (0.046 acres)
Garage Area	288 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	187877
Street Address	980 SE CENTENNIAL ST
City	BEND
State	OR
Zip	97702-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	STRATFORD PARK LOT PT 33
Legal Range	12
Legal Township	18
Legal Section	04
Legal Subdivision	STRATFORD PARK
Legal Lot Number	33
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3000
Census Tract	1501

Owner

Source: Deschutes County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48241 MCFARLAND RD, OAKRIDGE, OR 97463-9631
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Oct 21, 2025	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 5, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2026 · Amount on Record
Deed Sale	Aug 12, 2026 · Amount on Record
Prior Sale	Oct 21, 2025 · Amount on Record
Deed Document Number	202624075
Prior Transfer Date	Mar 3, 2006
Prior Transfer Doc	0000015717
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 12, 2026
Property Address	980 SE CENTENNIAL ST, BEND, OR 97702-1436
Document Number	0000024075
Instrument Date	Aug 10, 2026
Instrument	202624075
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	48241 MCFARLAND RD, OAKRIDGE, OR 97463-9631

Mortgage

Document Number	0000024076,
Date	Aug 12, 2026
Instrument	202624076

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 21, 2025
Property Address	980 SE CENTENNIAL ST, BEND, OR 97702-1436
Document Number	0000028789
Map Reference	CAB C PG 711
Instrument Date	Oct 20, 2025
Instrument	2025-28789
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 SE CENTENNIAL ST, BEND, OR 97702-1436

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	980 SE CENTENNIAL ST, BEND, OR 97702-1436
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	WESTERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007095
Date	Feb 3, 2021
Instrument	2021-07095

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 5, 2019
Property Address	980 SE CENTENNIAL ST, BEND, OR 97702-1436
Document Number	0000032809
Map Reference	CAB C PG 711
Instrument Date	Sep 4, 2019
Instrument	2019-32809
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	980 SE CENTENNIAL ST, BEND, OR 97702-1436

Mortgage

Document Number	0000032810
Date	Sep 5, 2019
Instrument	2019-32810

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,377.00 (+3.94%)	$140,720 (+2.99%)	$396,460 (+0.53%) Land $104,440 Building $292,020
2024	$2,287.00 (+7.88%)	$136,630 (+2.99%)	$394,380 (-5.38%) Land $96,400 Building $297,980
2023	$2,120.00	$132,660	$416,810 Land $96,400 Building $320,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile, Vero Fiber, Webformix.

Nearby Properties on SE Centennial St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures