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  2. Oregon
  3. Deschutes County
  4. Bend
  5. SE Centennial St

972 SE Centennial St, Bend, OR 97702 Property Records

Deschutes County property record for 972 SE Centennial St, Bend, OR 97702 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1998
Square Footage1,336 sqft Living Area
Lot Size2,178 sqft (0.05 acres)
OccupancyOwner Occupied
Last Sale$280,000 (2020)
Tax Bill$2,452.00 (2025)

Property Details

APN / Parcel Number

Primary APN181204 DB 03101
Alternative APNs
  • R1001181204DB03101
  • 193935

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,336 sqft Living Area
1st Floor688 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1998
Architectural StyleOther Style
Foundation TypeConcrete Foundation
Roof MaterialComposition Shingle Roof
Lot Area2,178 sqft (0.05 acres)
Garage TypeMixed Garage
Garage Area288 sqft Garage
ViewAverage View

Utilities and HVAC

Heating SystemElectric Heating

Location & Zoning

Account Number193935
Old Parcel NumberR1001181204DB03101
Street Address972 SE CENTENNIAL ST
CityBEND
StateOR
Zip97702-1436
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT:31 SUBD:STRATFORD PARK SEC/TWN/RNG/MER:SEC 04 TWN 18 RNG 12 MAP REF:181204-DB
Legal Range12E
Legal Township18S
Legal Section04
Legal QuarterSE
Legal Quarter QuarterNW
Legal SubdivisionSTRATFORD PARK
Legal Lot Number31
JurisdictionDESCHUTES OR
Minor Civil DivisionBEND
Census Blockgroup3
Census Block3000
Census Tract1501

Owner

Source: Deschutes County records · APN 181204 DB 03101

Assessment roll updated September 30, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address972 SE CENTENNIAL ST, BEND, OR 97702-1436
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
CHURCHILL MORTGAGE CORP
Nov 22, 2017Deed of Trust, Mortgage · Line of Credit
UMPQUA BANK
Jul 22, 2020Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
CHURCHILL MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 22, 2020 · Amount on Record
Deed SaleJul 22, 2020 · Amount on Record
Prior SaleJul 22, 2020 · Amount on Record
Deed Doc Number0000035421
Last Transfer DateSep 15, 2021
Transfer Doc0000052966
Record RefreshedJun 08, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDESCHUTES OR
Recording DateSep 15, 2021
Property Address972 SE CENTENNIAL ST, BEND, OR 97702-1436
Document Number0000052966
Instrument DateSep 10, 2021
Instrument2021-52966
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyNOT AVAILABLE, WESTERN TITLE & ESCROW

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address972 SE CENTENNIAL ST, BEND, OR 97702-1436

Mortgage

Document Number0000052967
DateSep 15, 2021
Instrument2021-52967
Lender
NameCHURCHILL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2036

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address972 SE CENTENNIAL ST, BEND, OR 97702-1436
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000047022
DateNov 22, 2017
Instrument2017-47022
Lender
NameUMPQUA BANK
TypeBank
AddressSPOKANE, WA 99201
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 21, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateJul 22, 2020
Property Address972 SE CENTENNIAL ST, BEND, OR 97702-1436
Document Number0000035421
Instrument DateJul 16, 2020
Instrument35421
Transaction TypeTransfer
Record UpdatedAug 03, 2020
Title CompanyWESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$280.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address972 SE CENTENNIAL ST BEND OR 977021436, BEND, OR 97702-1436

Mortgage

Document Number35422
DateJul 22, 2020
Instrument35422
Lender
NameCHURCHILL MTG
TypeMortgage Company
AddressBRENTWOOD, TN 37027
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJul 21, 2050

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,452.00 (+3.94%)$145,130 (+2.99%)$396,460 (+0.53%) Land $104,440 Building $292,020
2024$2,359.00 (+7.86%)$140,910 (+3%)$394,380 (-5.38%) Land $96,400 Building $297,980
2023$2,187.00$136,810$416,810 Land $96,400 Building $320,410

Flood & Wildfire

972 SE Centennial St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Deschutes County (41017C), updated December 11, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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