Kane County property record for 980 S State St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,128 sqft · built 1933 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,000 (Dec 2001) |
| Tax Bill | $8,950 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-26-201-019 |
| Primary APN | 06-26-201-019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 5 Stories |
| Building Area | 2,128 sqft Living Area |
| Gross Area | 3,825 sqft |
| Basement Area | 1,697 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1933 |
| Exterior Material | Brick |
| Lot Area | 32,670 sqft (0.75 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 980 S STATE ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NONE PART OF THE WEST 1/2 NORTHWEST 1/4 SEC 26-41-8 DESC IN DOC 1767157 (EXCEPT DOC 1715569 & EXCEPT DOC 90K22893) |
| Legal Range | 08 |
| Legal Township | 41 |
| Legal Section | 26 |
| Legal Block | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 854900 |
Source: Kane County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 980 S STATE ST, ELGIN, IL 60123-7651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2001 · Amount on Record |
| Deed Sale | Dec 6, 2001 · Amount on Record |
| Prior Sale | Nov 6, 1995 · Amount on Record |
| Deed Document Number | 2001128844 |
| Prior Transfer Date | Aug 29, 1998 |
| Prior Transfer Doc | 0000113288 |
| Record Updated | Oct 29, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,950.00 (+15.98%) | $117,641 (+8.57%) Land $21,238 Building $96,403 | $353,064 (+8.57%) Land $63,739 Building $289,325 |
| 2024 | $108,355 (+21.39%) Land $19,562 Building $88,793 | $325,195 (+21.44%) Land $58,709 Building $266,486 | |
| 2022 | $7,717.00 (+3.96%) | $89,260 (+6.96%) Land $16,115 Building $73,145 | $267,780 (+6.96%) Land $48,345 Building $219,435 |
| 2021 | $7,423.00 | $83,451 Land $15,066 Building $68,385 | $250,353 Land $45,198 Building $205,155 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 17 (2004–2020) |
| Most Recent Claim | Jul 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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