595 S State St, Elgin, IL 60123 Property Records

Kane County property record for 595 S State St, Elgin, IL 60123

Property Summary

Property TypeExempt (Full or Partial)
Lot Size4.06 acres (177,289 sqft)
Owner2 Company Names on Record
Deeds & MortgagesJul 2023 Mortgage
Jul 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-23-400-015

Property Details

APN / Parcel Number

Primary APN06-23-400-015

Exterior

Lot Area177,289 sqft

Location & Zoning

Street Address595 S STATE ST
CityELGIN
StateIL
Zip60123-7661
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Legal DescriptionCOUNTY CLERK SUB - LOTS 2 THRU 4,7,8, AND 21 LOT 3 (EX PT DESC IN DOC 2004K138389 & EX PT ANNEXED TO ELGIN ENTERPRISE ZONE - 2005K003951)
Legal SubdivisionCOUNTY CLERK SUB
Legal Block2
Legal Lot Number2-4
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2001
Census Tract854900

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address750 S STATE ST, ELGIN, IL 60123-7612
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2023Deed of Trust, Mortgage · FHA Mortgage
ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Jul 18, 2023Deed of Trust, Mortgage · Commercial Mortgage
ASSOCIATION FOR INDIVIDUAL DEVEKIONEBT
Jul 18, 2023Deed of Trust, Mortgage · FHA Mortgage
ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Jul 18, 2023Deed of Trust, Mortgage · Commercial Mortgage
COUNTY OF KANE THROUGH ITS OFFICE OF COM

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address595 S STATE ST, ELGIN, IL 60123-7661
Transaction TypeMortgage
Record UpdatedJul 28, 2023
Title CompanyTITLE SERVICES, INC., TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023999
DateJul 18, 2023
Instrument2023K023999
Lender
NameILLINOIS HOUSING DEVELOPMENT AUTHORITY
TypeGovernment Agency
AddressCHICAGO, IL 60601
Agreement
TypeFHA Mortgage
AmountAmount Recorded

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address595 S STATE ST, ELGIN, IL 60123-7661
Transaction TypeMortgage
Record UpdatedJul 28, 2023
Title CompanyTITLE SERVICES, INC., TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024002
DateJul 18, 2023
Instrument2023K024002
Lender
NameASSOCIATION FOR INDIVIDUAL DEVEKIONEBT
TypeGovernment Agency
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term522 Months
DueDec 31, 2066

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address595 S STATE ST, ELGIN, IL 60123-7661
Transaction TypeMortgage
Record UpdatedJul 28, 2023
Title CompanyTITLE SERVICES, INC., TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023998
DateJul 18, 2023
Instrument2023K023998
Lender
NameILLINOIS HOUSING DEVELOPMENT AUTHORITY
TypeGovernment Agency
Address38051
Agreement
TypeFHA Mortgage
AmountAmount Recorded

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address595 S STATE ST, ELGIN, IL 60123-7661
Transaction TypeMortgage
Record UpdatedJul 28, 2023
Title CompanyTITLE SERVICES, INC., TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024004
DateJul 18, 2023
Instrument2023K024004
Lender
NameCOUNTY OF KANE THROUGH ITS OFFICE OF COM
TypeNon-Lending Institution
AddressGENEVA, IL 60134
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term516 Months
DueJul 1, 2066

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax Bill
2022Additional exemption filed

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims17 (2004–2020)
Most Recent ClaimJul 2020 · other causes
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms And Flooding, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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