980 Main St, Pawtucket, RI 02860 Property Records

Pawtucket City property record for 980 Main St, Pawtucket, RI 02860

Property Summary

Property Type	Apartments (5+ Units)
Details	9 bd · 4 ba · 4,019 sqft · built 1920
Lot Size	0.077 acres (3,371 sqft)
Owner	Individual Name on File
Last Sale	$8,292 (Jul 2019)
Tax Bill	$6,962 (2025)
Deeds & Mortgages	Mar 2022 Refinance Mar 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PAWT M:56 L:0505`

Property Details

APN / Parcel Number

Primary APN	`PAWT M:56 L:0505`
Alternative APN	`560505`

Interior

Bedrooms	9 Beds
Full Baths	4 Baths
Total Rooms	20 Rooms
Units	4 Units
Stories	3 Stories
Building Area	4,019 sqft Living Area
Gross Area	6,901 sqft
1st Floor Area	1,343 sqft
Attic	Attic
Attic Area	1,305 sqft
Basement Area	1,343 sqft
Unfinished Basement	1,343 sqft
Game Room	Game Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,371 sqft (0.077 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	560505
Street Address	980 MAIN ST
City	PAWTUCKET
State	RI
Zip	02860-4843
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RM
Legal Lot Number	505
Jurisdiction	PAWTUCKET RI
Township / Civil Division	PAWTUCKET
Census Block Group	1
Census Block	1002
Census Tract	16400

Owner

980 Main St, a residential property, is owned and occupied by an individual who acquired it in February 2022.

Source: Pawtucket City records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	980 MAIN ST, PAWTUCKET, RI 02860-4843
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FINANCE AMERICA LLC
Mar 22, 2022	Warranty Deed, Transfer · Stand-Alone Refinance FINANCE AMERICA LLC
Feb 11, 2022	Redemption Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2019 · Amount on File
Deed Sale	Jul 16, 2019 · Amount on File
Prior Sale	Jun 20, 2011 · Amount on File
Deed Document Number	2019167
Deed Book / Page	4393 / 47
Last Transfer Date	Feb 11, 2022
Transfer Doc	004829-208
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	980 MAIN ST, PAWTUCKET, RI 02860-4843
Transaction Type	Mortgage
Record Updated	Apr 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013506-310
Date	Mar 22, 2022
Book Page	13506/310
Instrument	2022316136

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Mar 22, 2022
Property Address	980 MAIN ST, PAWTUCKET, RI 02860-4843
Document Number	004847-318
Book / Page	4847 / 318
Instrument Date	Mar 18, 2022
Instrument	16
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	289 N MAIN ST, PROVIDENCE, RI 02903-1223
Investor	Possibly a Property Investor

Mortgage

Document Number	004847-320
Date	Mar 22, 2022
Book Page	4847/320
Instrument	17

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

February 2022: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Feb 11, 2022
Property Address	980 MAIN ST, PAWTUCKET, RI 02860-4843
Document Number	004829-208
Book / Page	4829 / 208
Instrument Date	Feb 11, 2022
Instrument	36
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 980 Main St was $6,962.

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Pawtucket City
Unified School District	Pawtucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,962.00	$529,400 Land $51,300 Building $478,100
2023	$5,765.00 (+2.18%)	$340,300 (-) Land $31,700 Building $308,600
2022	$5,642.00	$340,300 Land $31,700 Building $308,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 980 Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 980 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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