975 Main St, Pawtucket, RI 02860 Property Records

Pawtucket City property record for 975 Main St, Pawtucket, RI 02860

Property Summary

Property Type	Triplex
Details	7 bd · 4 ba · 3,124 sqft · built 1930
Lot Size	0.09 acres (3,923 sqft)
Owner	Individual Name on Record
Last Sale	$144,000 (Dec 2008)
Tax Bill	$3,248 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PAWT M:57 L:0470`

Property Details

APN / Parcel Number

Primary APN	`PAWT M:57 L:0470`
Alternative APN	`570470`

Interior

Bedrooms	7 Beds
Full Baths	4 Baths
Total Rooms	14 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,124 sqft Living Area
Gross Area	4,972 sqft
1st Floor Area	1,204 sqft
Basement Area	1,204 sqft
Unfinished Basement	1,204 sqft
Game Room	Game Room

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,923 sqft (0.09 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	570470
Street Address	975 MAIN ST
City	PAWTUCKET
State	RI
Zip	02860-4850
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RM
Legal Lot Number	470
Jurisdiction	PAWTUCKET RI
Township / Civil Division	PAWTUCKET
Census Block Group	2
Census Block	2015
Census Tract	16400

Owner

Source: Pawtucket City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	975 MAIN ST, PAWTUCKET, RI 02860-4850
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage WOODLANDS CU
Jul 3, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2008 · Amount on Record
Deed Sale	Dec 2, 2008 · Amount on Record
Prior Sale	Feb 27, 2008 · Amount on Record
Deed Book / Page	3083 / 196
Transfer Doc	2985-2
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	975 MAIN ST, PAWTUCKET, RI 02860-4850
Document Number	4388-279
Instrument Date	Jul 2, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 MAIN ST PAWTUCKET RI 028604850, PAWTUCKET, RI 02860-4850

Mortgage

Document Number	4388-279
Date	Jul 3, 2019
Book Page	004388/000279
Instrument	68

Lender

Name	WOODLANDS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	975 MAIN ST, PAWTUCKET, RI 02860-4850
Document Number	4118-146
Book / Page	004118 / 000146
Instrument Date	Jul 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975-977 MAIN ST PAWTUCKET RI 028604850, PAWTUCKET, RI 02860-4850

Mortgage

Document Number	4118-146
Date	Jul 28, 2017
Book Page	004118/000146
Instrument	33

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2047

Tax Assessment & Valuation

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Pawtucket City
Unified School District	Pawtucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,248.00 (+12.19%)	$247,000 (+44.53%) Land $52,800 Building $194,200
2023	$2,895.00 (+2.15%)	$170,900 (-) Land $32,600 Building $138,300
2022	$2,834.00	$170,900 Land $32,600 Building $138,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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