980 Jaystone Ter, Waterloo, WI 53594 Property Records

Jefferson County property record for 980 Jaystone Ter, Waterloo, WI 53594

Property Summary

Property Type	Single Family Home
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Individual Names on File
Last Sale	$140,500 (Jul 1996)
Tax Bill	$6,246 (2025)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`290-0813-0522-012`

Property Details

APN / Parcel Number

Primary APN	`290-0813-0522-012`

Exterior

Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	120 ft deep x 87.5 ft wide

Location & Zoning

Street Address	980 JAYSTONE TER
City	WATERLOO
State	WI
Zip	53594-1185
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10, JAYSTONE TERRACE.
Legal Range	13E
Legal Township	08N
Legal Section	05
Legal Quarter	NW
Quarter-Quarter Section	NW
Legal Subdivision	JAYSTONE TERRACE
Legal Lot Number	10
Jurisdiction	JEFFERSON WI
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2019
Census Tract	100400

Owner

Source: Jefferson County records · APN 290-0813-0522-012

Assessment roll updated May 31, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	980 JAYSTONE TER, WATERLOO, WI 53594-1185
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 1996 · Amount on Record
Deed Sale	Jul 31, 1996 · Amount on Record
Deed Document Number	960288
Record Updated	Jun 08, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	980 JAYSTONE TER, WATERLOO, WI 53594-1185
Document Number	0001418798
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	980 JAYSTONE TER WATERLOO WI 535941185, WATERLOO, WI 53594-1185

Mortgage

Document Number	0001418798
Date	Dec 31, 2019
Instrument	1418798

Lender

Name	SUMMIT CU
Address	MADISON, WI 53708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	156 Months
Due	Dec 30, 2032

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated May 31, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
Municipality	Waterloo City
Unified School District	Waterloo School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,246.00 (+19.93%) Homeowner's exemption	$340,900 (+31.93%) Land $51,000 Building $289,900	$376,200
2023	$5,208.00 Homeowner's exemption	$258,400 Land $41,000 Building $217,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 5, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Bertram Communications Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Netwurx.

Based on FCC filings for 99 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WATERLOO WATERWORKS serves 3,520 people
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Oct 2019 Lead public education Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.