1080 Jaystone Ter, Waterloo, WI 53594 Property Records

Jefferson County property record for 1080 Jaystone Ter, Waterloo, WI 53594

Property Summary

Property Type	Single Family Home
Lot Size	0.241 acres (10,498 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Sep 2025)
Tax Bill	$6,416 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`290-0813-0522-021`

Property Details

APN / Parcel Number

Primary APN	`290-0813-0522-021`

Exterior

Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	120 ft deep x 87.5 ft wide

Location & Zoning

Street Address	1080 JAYSTONE TER
City	WATERLOO
State	WI
Zip	53594-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20, JAYSTONE TERRACE II
Legal Range	13E
Legal Township	08N
Legal Section	05
Legal Subdivision	JAYSTONE TERRACE 02
Legal Lot Number	20
Jurisdiction	JEFFERSON WI
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2019
Census Tract	100400

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1080 JAYSTONE TER, WATERLOO, WI 53594-2206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Warranty Deed, Transfer · FHA Mortgage THOMPSON KANE & CO INC
Feb 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MECHANICS BANK
Feb 5, 2018	Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2025 · Amount on Record
Deed Sale	Sep 10, 2025 · Amount on Record
Prior Sale	Feb 5, 2018 · Amount on Record
Deed Document Number	20251498880
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Sep 10, 2025
Property Address	1080 JAYSTONE TER, WATERLOO, WI 53594-2206
Document Number	0001498880
Instrument Date	Aug 28, 2025
Instrument	1498880
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,215.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1080 JAYSTONE TER, WATERLOO, WI 53594-2206

Mortgage

Document Number	0001498881
Date	Sep 10, 2025
Instrument	1498881

Lender

Name	THOMPSON KANE & CO INC
Type	Mortgage Company
Address	MADISON, WI 53717

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	1080 JAYSTONE TER, WATERLOO, WI 53594-2206
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001458841
Date	Feb 11, 2022
Instrument	1458841

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2037

Interest

Rate Type	Fixed Rate

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WI
Recording Date	Feb 5, 2018
Property Address	1080 JAYSTONE TER, WATERLOO, WI 53594-2206
Document Number	0001393230
Instrument Date	Jan 31, 2018
Instrument	1393230
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$684.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1080 JAYSTONE TER, WATERLOO, WI 53594-2206

Mortgage

Document Number	0001393231
Date	Feb 5, 2018
Instrument	1393231

Lender

Name	US BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
Municipality	Waterloo City
Unified School District	Waterloo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,416.00 (+13.52%) Homeowner's exemption	$350,200 (-) Land $51,000 Building $299,200	$386,400 (+6.48%)
2024	$5,652.00 (+8.99%) Homeowner's exemption	$350,200 (+36.11%) Land $51,000 Building $299,200	$362,900
2023	$5,186.00 Homeowner's exemption	$257,300 Land $41,000 Building $216,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATERWORKS serves 3,520 people · EPA ID WI1280115
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Oct 2019 Lead public education Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwurx.

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