980 Fairway Dr, Union, MO 63084 Property Records

Franklin County property record for 980 Fairway Dr, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,255 sqft · built 2008
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Tax Bill	$2,319 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21-3-05.1-0-028-037.002`

Property Details

APN / Parcel Number

Primary APN	`21-3-05.1-0-028-037.002`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,255 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	980 FAIRWAY DR
City	UNION
State	MO
Zip	63084-4548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT:B VILLAS AT BIRCH CREEK ESTATES CL61
Legal Range	1E
Legal Township	42N
Legal Section	5
Legal Subdivision	VILLAS AT BIRCH CREEK ESTATES
Legal Unit	B
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	1
Census Block	1039
Census Tract	800606

Owner

Source: Franklin County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	980 FAIRWAY DR, UNION, MO 63084-4548
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED BANK OF UNION
May 6, 2020	Warranty Deed, Transfer FIRST CMNTY CU
Jan 18, 2019	Deed of Trust, Mortgage · Line of Credit UNITED BK/UNION
Apr 6, 2018	Deed of Trust, Mortgage UNITED BK/UNION
Aug 25, 2017	Warranty Deed, Construction Loan · Line of Credit UNITED BK/UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2026
Deed Sale	Jan 29, 2026
Prior Sale	May 6, 2020 · Amount on Record
Deed Document Number	20262601174
Prior Transfer Date	Jul 11, 2025
Prior Transfer Doc	0002508407
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Oct 4, 2021
Property Address	980 FAIRWAY DR, UNION, MO 63084-4548
Document Number	0002118677
Map Reference	DOC 0816530
Instrument Date	Sep 28, 2021
Instrument	2118677
Transaction Type	Transfer
Record Updated	Jan 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6414 COUNTRY CLUB RD, WASHINGTON, MO 63090-4320
Investor	Possibly a Property Investor

Mortgage

Document Number	0002118678
Date	Oct 4, 2021
Instrument	2118678

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	May 6, 2020
Property Address	980 FAIRWAY DR, UNION, MO 63084-4548
Document Number	0000006538
Instrument Date	Apr 27, 2020
Instrument	6538
Transaction Type	Transfer
Record Updated	May 27, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	980 FAIRWAY DR UNION MO 630844548, UNION, MO 63084-4548

Mortgage

Document Number	6539
Date	May 6, 2020
Instrument	6539

Lender

Name	FIRST CMNTY CU
Address	BALLWIN, MO 63021

Agreement

Amount	Amount Recorded
Term	120 Months
Due	May 5, 2030

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	980 FAIRWAY DR, UNION, MO 63084-4548
Document Number	0000000990
Instrument Date	Jan 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 FAIRWAY DR UNION MO 630844548, UNION, MO 63084-4548

Mortgage

Document Number	0000000990
Date	Jan 24, 2019
Instrument	990

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Jan 23, 2022

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	980 FAIRWAY DR, UNION, MO 63084-4548
Document Number	0000004791
Instrument Date	Apr 6, 2018
Transaction Type	Mortgage
Record Updated	Apr 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	980 FAIRWAY DR UNION MO 630844548, UNION, MO 63084-4548

Mortgage

Document Number	0000004791
Date	Apr 12, 2018
Instrument	4791

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2048

August 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 25, 2017
Property Address	980 FAIRWAY DR, UNION, MO 63084-4548
Document Number	0000012994
Instrument Date	Aug 24, 2017
Instrument	12994
Transaction Type	Construction Loan
Record Updated	Oct 28, 2017
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	980 FAIRWAY DR UNION MO 630844548, UNION, MO 63084-4548

Mortgage

Document Number	12995
Date	Aug 25, 2017
Instrument	12995

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 24, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,319.00 (+7.16%)	$38,906 (+8.09%)	$204,770 (+8.09%) Land $22,100 Building $182,670
2023	$2,164.00 (-7.88%)	$35,993	$189,440 Land $21,670 Building $167,770
2022	$2,349.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2023–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: Verizon.

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