975 Fairway Dr, Union, MO 63084 Property Records

Franklin County property record for 975 Fairway Dr, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,273 sqft · built 2008
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Tax Bill	$1,847 (2025)
Deeds & Mortgages	Apr 2024 Sale Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-3-05.1-0-027-043.002`

Property Details

APN / Parcel Number

Primary APN	`21-3-05.1-0-027-043.002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,273 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	975 FAIRWAY DR
City	UNION
State	MO
Zip	63084-4553
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:UB VILLAS AT BIRCH CREEK ESTATES CL55
Legal Range	1E
Legal Township	42N
Legal Section	5
Legal Subdivision	VILLAS AT BIRCH CREEK ESTATES
Legal Lot Number	UB
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	1
Census Block	1039
Census Tract	800606

Owner

Source: Franklin County records, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	975 FAIRWAY DR, UNION, MO 63084-4553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Warranty Deed, Transfer FREEDOM TITLE
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MECHANICS BANK
Nov 9, 2020	Warranty Deed, Transfer US TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2024
Deed Sale	Apr 25, 2024
Prior Sale	Nov 9, 2020
Deed Document Number	20242404599
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 25, 2024
Property Address	975 FAIRWAY DR, UNION, MO 63084-4553
Document Number	0002404599
Map Reference	DOC 0802783
Instrument Date	Apr 19, 2024
Instrument	2404599
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 FAIRWAY DR, UNION, MO 63084-4553

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	975 FAIRWAY DR, UNION, MO 63084-4553
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002105182
Date	Mar 19, 2021
Instrument	2105182

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 9, 2036

Interest

Rate Type	Fixed Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Nov 9, 2020
Property Address	975 FAIRWAY DR, UNION, MO 63084-4553
Document Number	0000019293
Instrument Date	Nov 5, 2020
Instrument	19293
Transaction Type	Transfer
Record Updated	Nov 20, 2020
Title Company	US TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 FAIRWAY DR UNION MO 630844553, UNION, MO 63084-4553

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,847.00 (+7.13%)	$30,985 (+8.05%)	$163,080 (+8.05%) Land $18,700 Building $144,380
2023	$1,724.00 (-7.76%)	$28,677	$150,930 Land $18,330 Building $132,600
2022	$1,869.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2023–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: Verizon.

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