980 E Genesee St, Frankenmuth, MI 48734 Property Records

Saginaw County property record for 980 E Genesee St, Frankenmuth, MI 48734

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,681 sqft · built 1987
Lot Size	0.253 acres (11,021 sqft)
Owner	2 Individual Names on Record
Last Sale	$319,900 (Mar 2023)
Tax Bill	$7,001 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Feb 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`03-11-6-23-4120-000`

Property Details

APN / Parcel Number

Primary APN	`03-11-6-23-4120-000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,681 sqft Living Area
1st Floor Area	1,681 sqft
Basement Area	1,681 sqft
Finished Basement	1,681 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,021 sqft (0.253 acres)
Lot Dimensions	120 ft deep x 92 ft wide
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	248 sqft
Deck Area	Deck Area
Patio Area	352 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	980 E GENESEE ST
City	FRANKENMUTH
State	MI
Zip	48734-1230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-2 SI
Legal Description	E 90 FT OF LOT 20 ALSO W 2 FT OF LOT 19 EASTGATE SUB-DIV SEC 23 T11N R6E
Legal Range	06E
Legal Township	11N
Legal Section	23
Legal Subdivision	EASTGATE SUB
Legal Lot Number	19-20
Legal Unit	19-20
Jurisdiction	SAGINAW MI
Township / Civil Division	FRANKENMUTH
Census Block Group	3
Census Block	3034
Census Tract	11302

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	980 E GENESEE ST, FRANKENMUTH, MI 48734-1230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Warranty Deed, Transfer · Conventional Mortgage J VIRGIL INC
Feb 15, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage MID-AMERICAN MORTGAGE INC
Oct 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NEW EXECUTIVE MORTGAGE LLC
Aug 25, 2020	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK
Oct 5, 2018	Warranty Deed, Transfer · Stand-Alone Refinance NEW EXECUTIVE MORTGAGE LLC
May 8, 2018	Quit Claim Deed, Transfer · Conventional Mortgage FRANKENMUTH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2023 · Amount on Record
Deed Sale	Mar 6, 2023 · Amount on Record
Prior Sale	Oct 5, 2018 · Amount on Record
Deed Document Number	20234099
Prior Transfer Date	Apr 30, 2018
Prior Transfer Doc	0000013769
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Mar 6, 2023
Property Address	980 E GENESEE ST, FRANKENMUTH, MI 48734-1230
Document Number	0000004099
Map Reference	LB 16 PG 12
Instrument Date	Mar 3, 2023
Instrument	2023004099
Transaction Type	Transfer
Record Updated	Mar 23, 2023
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	980 E GENESEE ST, FRANKENMUTH, MI 48734-1230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 GEYER ST, FRANKENMUTH, MI 48734-1605
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004100
Date	Mar 6, 2023
Instrument	2023004100

Lender

Name	J VIRGIL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	980 E GENESEE ST, FRANKENMUTH, MI 48734-1230
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 E GENESEE ST, FRANKENMUTH, MI 48734-1230

Mortgage

Document Number	0000004113
Date	Feb 15, 2022
Instrument	2022004113

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	980 E GENESEE ST, FRANKENMUTH, MI 48734-1230
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 E GENESEE ST, FRANKENMUTH, MI 48734-1230

Mortgage

Document Number	2021022363
Date	Jun 24, 2021
Instrument	2021022363

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	980 E GENESEE ST, FRANKENMUTH, MI 48734-1230
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025319
Date	Oct 9, 2019
Instrument	2019025319

Lender

Name	NEW EXECUTIVE MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Nov 1, 2048

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	980 E GENESEE ST, FRANKENMUTH, MI 48734-1230
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 E GENESEE ST, FRANKENMUTH, MI 48734-1230

Mortgage

Document Number	0000021091
Date	Aug 25, 2020
Instrument	2020021091

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Oct 5, 2018
Property Address	980 E GENESEE ST, FRANKENMUTH, MI 48734-1230
Document Number	2018025667
Instrument Date	Sep 28, 2018
Instrument	2018025667
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	WEST MICHIGAN REALTORS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3690 S DEHMEL RD, FRANKENMUTH, MI 48734-9741

Mortgage

Document Number	0000025668
Date	Oct 5, 2018
Instrument	2018025668

Lender

Name	NEW EXECUTIVE MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	337 Months
Due	Nov 1, 2046

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	May 8, 2018
Property Address	980 E GENESEE ST, FRANKENMUTH, MI 48734-1230
Document Number	0000013769
Instrument Date	Apr 30, 2018
Instrument	13769
Transaction Type	Transfer
Record Updated	May 29, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	980 E GENESEE ST FRANKENMUTH MI 487341230, FRANKENMUTH, MI 48734-1230

Mortgage

Document Number	13770
Date	May 8, 2018
Instrument	13770

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 7, 2033

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
Municipality	Frankenmuth City
Unified School District	Frankenmuth School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,400 (+6.94%)	$372,800 (+6.94%)
2025	$7,001.00 (+67.17%) Homeowner's exemption	$174,300 (+4.06%)	$348,600 (+4.06%)
2023		$167,500	$335,000
2022	$4,188.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRANKENMUTH serves 4,944 people · EPA ID MI0002420
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Aug 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Air Advantage.

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