970 E Genesee St, Frankenmuth, MI 48734 Property Records

Saginaw County property record for 970 E Genesee St, Frankenmuth, MI 48734

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,256 sqft · built 1987
Lot Size	0.248 acres (10,803 sqft)
Owner	2 Individual Names on Record
Last Sale	$157,500 (May 2021)
Tax Bill	$2,352 (2025)
Deeds & Mortgages	Feb 2026 Transfer May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-11-6-23-4121-000`

Property Details

APN / Parcel Number

Primary APN	`03-11-6-23-4121-000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,256 sqft Living Area
1st Floor Area	1,256 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,803 sqft (0.248 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Area	443 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	125 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	970 E GENESEE ST
City	FRANKENMUTH
State	MI
Zip	48734-1230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-2 SI
Legal Description	E 85 FT OF LOT 21 & W 5 FT OF LOT 20 EASTGATE SUB-DIV SEC 23 T11N R6E
Legal Range	06E
Legal Township	11N
Legal Section	23
Legal Subdivision	EASTGATE SUB
Legal Lot Number	20-21
Jurisdiction	SAGINAW MI
Township / Civil Division	FRANKENMUTH
Census Block Group	3
Census Block	3034
Census Tract	11302

Owner

Source: Saginaw County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3407 TATHAM RD, SAGINAW, MI 48601-7134
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Intrafamily Transfer, Transfer
May 21, 2021	Warranty Deed, Transfer · Conventional Mortgage FRANKENMUTH CU
Dec 26, 2019	Warranty Deed, Transfer · Conventional with PMI FRANKENMUTH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2021 · Amount on Record
Deed Sale	May 21, 2021 · Amount on Record
Prior Sale	Dec 26, 2019 · Amount on Record
Deed Document Number	202118692
Last Transfer Date	Jan 24, 2026
Transfer Doc	0000003111
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Feb 17, 2026
Property Address	970 E GENESEE ST, FRANKENMUTH, MI 48734-1230
Document Number	0000003111
Map Reference	LB 16 PG 12
Instrument Date	Jan 24, 2026
Instrument	2026003111
Transaction Type	Transfer
Record Updated	Feb 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	970 E GENESEE ST, FRANKENMUTH, MI 48734-1230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 E GENESEE ST, FRANKENMUTH, MI 48734-1230

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	May 21, 2021
Property Address	970 E GENESEE ST, FRANKENMUTH, MI 48734-1230
Document Number	0000018692
Map Reference	LB 16 PG 12
Instrument Date	May 13, 2021
Instrument	2021018692
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	970 E GENESEE ST, 970, FRANKENMUTH, MI 48734-1230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9955 CANADA RD, BIRCH RUN, MI 48415-9749

Mortgage

Document Number	0000018693
Date	May 21, 2021
Instrument	2021018693

Lender

Name	FRANKENMUTH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Dec 26, 2019
Property Address	970 E GENESEE ST, FRANKENMUTH, MI 48734-1230
Document Number	0000031303
Instrument Date	Dec 16, 2019
Instrument	31303
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	MICHIGAN TRUSTED TITLE AGENCY, MICHIGAN TRUSTED TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$113.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	970 E GENESEE ST FRANKENMUTH MI 487341230, FRANKENMUTH, MI 48734-1230

Mortgage

Document Number	31304
Date	Dec 26, 2019
Instrument	31304

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2049

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
Municipality	Frankenmuth City
Unified School District	Frankenmuth School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,500 (+4.54%)	$221,000 (+4.54%)
2025	$2,352.00 (-42.82%) Homeowner's exemption	$105,700 (+2.22%)	$211,400 (+2.22%)
2024	$4,113.00 (+12.93%)
2023		$103,400	$206,800
2022	$3,642.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRANKENMUTH serves 4,944 people · EPA ID MI0002420
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Aug 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Air Advantage.

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