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980 Cottingham Dr, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 980 Cottingham Dr, Mount Pleasant, SC 29464 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,931 sqft · built 1974
Lot Size0.29 acres (12,632 sqft)
OwnerCompany Name on File
Last Sale$890,000 (Mar 2025)
Tax Bill$2,464 (2025)
Deeds & MortgagesMar 2020 Mortgage
Jun 2019 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN517-08-00-047

Property Details

APN / Parcel Number

Primary APN517-08-00-047

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,931 sqft Living Area
1st Floor Area1,931 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeHip
Roof MaterialAsphalt
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions126 ft deep x 101 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area341 sqft
Patio Area77 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address980 COTTINGHAM DR
CityMOUNT PLEASANT
StateSC
Zip29464-3582
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -COOPER ESTATES DESCRIPTION -LT 30 BLK F
Legal SubdivisionCOOPER ESTATES
Legal BlockF
Legal Lot Number30
JurisdictionCHARLESTON SC
Township / Civil DivisionMOUNT PLEASANT
Census Block Group3
Census Block3008
Census Tract4607

Owner

Source: Charleston County records · APN 517-08-00-047

Assessment roll updated August 1, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1018 CUMMINGS CIR, MOUNT PLEASANT, SC 29464-3506
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERIS BK
Jun 27, 2019Grant Deed, Transfer · Line of Credit
AMERIS BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 13, 2025 · Amount on Record
Deed SaleMar 13, 2025 · Amount on Record
Prior SaleJun 27, 2019 · Amount on Record
Deed Book / Page1300 / 220
Prior Transfer DateDec 30, 2015
Prior Transfer Doc0537/0200
Record UpdatedSep 20, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address980 COTTINGHAM DR, MOUNT PLEASANT, SC 29464-3582
Document Number0873/0589
Instrument DateMar 25, 2020
Transaction TypeMortgage
Record UpdatedMay 19, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address980 COTTINGHAM DR MOUNT PLEASANT SC 294643582, MOUNT PLEASANT, SC 29464-3582

Mortgage

Document Number0873/0589
DateApr 10, 2020
Book Page000873/000589
Lender
NameAMERIS BK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 09, 2050

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLESTON SC
Recording DateJun 27, 2019
Property Address980 COTTINGHAM DR, MOUNT PLEASANT, SC 29464-3582
Document Number0804/0630
Book / Page000804 / 000630
Instrument DateJun 03, 2019
Transaction TypeTransfer
Record UpdatedAug 02, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$454.82
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address980 COTTINGHAM DR MOUNT PLEASANT SC 294643582, MOUNT PLEASANT, SC 29464-3582

Mortgage

Document Number804/0631
DateJun 27, 2019
Book Page000804/000631
Lender
NameAMERIS BK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 26, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Charleston County records · Assessment roll updated August 1, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityMount Pleasant Town
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,464.00 (+12.31%)
2024$2,194.00 (+8.67%)$22,020 (-)
2022$2,019.00$22,020$550,400 (-) Land $265,000 Building $285,400
2020$550,400 Land $265,000 Building $285,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charleston County (45019C), updated September 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450190046073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 177 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies177 in force
Nearby Flood Claims89 (1982–2025)
Claims Outside the SFHA36 of 89
Most Recent ClaimJun 2025, rainfall accumulation
Claims By Storm
  • Hurricane Matthew, Oct 2016 · 5 claims
  • Severe Storms And Flooding, Oct 2015 · 4 claims
  • Hurricane Hugo, Sep 1989 · 54 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 314 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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