977 Cottingham Dr, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 977 Cottingham Dr, Mount Pleasant, SC 29464 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1968
Square Footage	1,938 sqft Living Area
Lot Size	13,939 sqft (0.319 acres)
Occupancy	Owner Occupied
Last Sale	$1,250,000 (2023)
Tax Bill	$4,688.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`517-08-00-001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,938 sqft Living Area
1st Floor	988 sqft 1st Floor
Upper Floors	950 sqft Upper Floors
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1968
Architectural Style	Split Level Style
Exterior Material	Brick Veneer Exterior
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Lot Area	13,939 sqft (0.319 acres)
Depth X Width	140 ft x 100 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	325 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	200 sqft Shed
Deck Area	144 sqft Deck
Patio Area	144 sqft Patio
Porch	Open Porch
Porch Area	304 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Street Address	977 COTTINGHAM DR
City	MOUNT PLEASANT
State	SC
Zip	29464-3501
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -COOPER ESTATES DESCRIPTION -LT 24 BLK A
Legal Subdivision	COOPER ESTATES
Legal Block	A
Legal Lot Number	24
Jurisdiction	CHARLESTON SC
Minor Civil Division	MOUNT PLEASANT
Census Blockgroup	2
Census Block	2004
Census Tract	4607

Owner

Source: Charleston County records · APN 517-08-00-001

Assessment roll updated September 13, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	977 COTTINGHAM DR, MOUNT PLEASANT, SC 29464-3501
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BK
Feb 21, 2020	Deed of Trust, Mortgage · Line of Credit AMERIS BK
Aug 01, 2017	Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 18, 2023 · Amount on Record
Deed Sale	Apr 18, 2023 · Amount on Record
Prior Sale	Jul 11, 2013 · Amount on Record
Deed Doc Number	0001174419
Deed Book / Page	1174 / 419
Record Refreshed	Jun 08, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Apr 18, 2023
Property Address	977 COTTINGHAM DR, MOUNT PLEASANT, SC 29464-3501
Document Number	0011740419
Book / Page	1174 / 419
Map Reference	MB U PG 090
Instrument Date	Apr 12, 2023
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,250.00
Amount Accuracy	From Affidavit or Verified
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	977 COTTINGHAM DR, MOUNT PLEASANT, SC 29464-3501

Mortgage

Document Number	0001174420
Date	Apr 18, 2023
Instrument	1174/420

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	May 01, 2030
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	52-Week T-Bill (1-Year)
Max Rate	11.7%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	977 COTTINGHAM DR, MOUNT PLEASANT, SC 29464-3501
Document Number	0916/0185
Instrument Date	Sep 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 COTTINGHAM DR MOUNT PLEASANT SC 294643501, MOUNT PLEASANT, SC 29464-3501

Mortgage

Document Number	0916/0185
Date	Sep 16, 2020
Book Page	000916/000185

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	977 COTTINGHAM DR, MOUNT PLEASANT, SC 29464-3501
Document Number	0862/0835
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 COTTINGHAM DR MOUNT PLEASANT SC 294643501, MOUNT PLEASANT, SC 29464-3501

Mortgage

Document Number	0862/0835
Date	Feb 27, 2020
Book Page	000862/000835

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2050

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	977 COTTINGHAM DR, MOUNT PLEASANT, SC 29464-3501
Document Number	0658/0730
Instrument Date	Aug 01, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	977 COTTINGHAM DR MOUNT PLEASANT SC 294643501, MOUNT PLEASANT, SC 29464-3501

Mortgage

Document Number	0658/0730
Date	Aug 10, 2017
Book Page	000658/000730

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Aug 09, 2047

Tax Assessment & Valuation

Source: Charleston County records · Assessment roll updated September 13, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,688.00 (+159.58%)	$50,000 (+156.41%)
2022	$1,806.00	$19,500	$517,300 (-58.62%) Land $265,000 Building $252,300
2020			$1,250,000 Land $400,000 Building $850,000

977 Cottingham Dr, Mount Pleasant, SC 29464 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2023: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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