San Mateo County property record for 980 Cherry St, San Carlos, CA 94070
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 720 sqft · built 1959 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,247,000 (Aug 2024) |
| Tax Bill | $15,716 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Nov 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-123-140 |
| Primary APN | 046-123-140 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Family Room | Family Room |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Lot Area | 2,500 sqft (0.057 acres) |
| Lot Dimensions | 100 ft deep x 25 ft wide |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 980 CHERRY ST |
|---|---|
| City | SAN CARLOS |
| State | CA |
| Zip | 94070-3205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | SWLY 1/2 OF LOT 29 BLOCK 3 HARBOR ADDITION 3 |
| Legal Subdivision | HARBOR ADDITION 3 |
| Legal Block | 3 |
| Legal Lot Number | 29 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SAN MATEO |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 609100 |
980 Cherry St is owned and occupied by an individual who bought it in August 2024.
Source: San Mateo County records, as of July 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 980 CHERRY ST, SAN CARLOS, CA 94070-3205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Nov 3, 2023 | Intrafamily Transfer, Transfer |
| Jul 3, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2024 · Amount on File |
| Deed Sale | Aug 1, 2024 · Amount on File |
| Deed Document Number | 202440576 |
| Prior Transfer Date | Sep 26, 2022 |
| Prior Transfer Doc | 0000031697 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 980 CHERRY ST, SAN CARLOS, CA 94070-3205 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|---|
| Address | 980 CHERRY ST, SAN CARLOS, CA 94070-3205 |
| Document Number | 0000068309 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 2025-068309 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2041 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Nov 3, 2023 |
| Property Address | 980 CHERRY ST, SAN CARLOS, CA 94070-3205 |
| Document Number | 0000057294 |
| Map Reference | MB 14 PG 17 |
| Instrument Date | Nov 1, 2023 |
| Instrument | 2023-057294 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 10008 PESCADERO CREEK RD, LOMA MAR, CA 94021-9709 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Jul 3, 2023 |
| Property Address | 980 CHERRY ST, SAN CARLOS, CA 94070-3205 |
| Document Number | 0000031697 |
| Map Reference | MB 14 PG 17 |
| Instrument Date | Sep 26, 2022 |
| Instrument | 2023-031697 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10008 PESCADERO CREEK RD, LOMA MAR, CA 94021-9709 |
The 2025 property tax bill for 980 Cherry St was $15,716 with a homeowner's exemption.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | San Carlos City |
| Elementary School District | San Carlos Elementary School District (KG - 08) |
| Secondary School District | Sequoia Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,271,940 (+2%) Land $1,122,000 Building $149,940 | ||
| 2025 | $15,716.00 Homeowner's exemption | $1,247,000 Land $1,100,000 Building $147,000 | |
| 2023 | $2,566.00 (+0.79%) | $70,025 Land $12,938 Building $57,087 | $1,299,960 |
| 2022 | $2,546.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 980 Cherry St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 84 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 84 in force |
| Nearby Flood Claims | 20 (1979–2022) |
| Claims Outside the SFHA | 2 of 20 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 980 Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALIFORNIA WATER SERVICE - SAN CARLOS private · serves 34,801 people · EPA ID CA4110007 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
May also be available: GeoLinks, Sonic Telecom, T-Mobile.
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