967 Cherry St, San Carlos, CA 94070 Property Records

San Mateo County property record for 967 Cherry St, San Carlos, CA 94070

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,700 sqft · built 1943
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$31,000 (Oct 2007)
Tax Bill	$14,137 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`046-125-230`

Property Details

APN / Parcel Number

Primary APN	`046-125-230`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,700 sqft Living Area
1st Floor Area	1,000 sqft
Family Room	Family Room

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	250 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	967 CHERRY ST
City	SAN CARLOS
State	CA
Zip	94070-3204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 6 BLOCK 6 HARBOR ADDITION 4
Legal Subdivision	HARBOR ADDITION 4
Legal Block	6
Legal Lot Number	6
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2009
Census Tract	609100

Owner

967 Cherry St is owned and occupied by two individuals who bought it in October 2007.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	967 CHERRY ST, SAN CARLOS, CA 94070-3204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2007 · Amount on File
Deed Sale	Oct 23, 2007 · Amount on File
Prior Sale	May 31, 2005 · Amount on File
Deed Document Number	2007153295
Prior Transfer Date	Oct 17, 2007
Prior Transfer Doc	0000153295
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	967 CHERRY ST, SAN CARLOS, CA 94070-3204
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	967 CHERRY ST, SAN CARLOS, CA 94070-3204

Mortgage

Document Number	0000126547
Date	Aug 31, 2021
Instrument	2021-126547

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	967 CHERRY ST, SAN CARLOS, CA 94070-3204
Transaction Type	Mortgage
Record Updated	Jul 16, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	967 CHERRY ST, SAN CARLOS, CA 94070-3204

Mortgage

Document Number	0000097787
Date	Jun 28, 2021
Instrument	2021-097787

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Jan 28, 2021
Property Address	967 CHERRY ST, SAN CARLOS, CA 94070-3204
Document Number	0000013952
Map Reference	MB 15 PG 60
Instrument Date	Nov 13, 2020
Instrument	2021-013952
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	WFG LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	967 CHERRY ST, SAN CARLOS, CA 94070-3204

Mortgage

Document Number	0000013953
Date	Jan 28, 2021
Instrument	2021-013953

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 967 Cherry St was $14,137 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Carlos City
Elementary School District	San Carlos Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,127,685 (+2%) Land $512,054 Building $615,631
2025	$14,137.00 Homeowner's exemption	$1,105,579 Land $502,016 Building $603,563
2023	$13,478.00 (+2.29%) Homeowner's exemption	$1,062,660 Land $482,526 Building $580,134	$1,964,160
2022	$13,176.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 967 Cherry St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 84 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	84 in force
Nearby Flood Claims	20 (1979–2022)
Claims Outside the SFHA	2 of 20
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Dec 2022 · 6 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Apr 1995 · 3 claims Coastal Storms, Floods, Slides & Tornadoes, Jan 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 967 Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN CARLOS private · serves 34,801 people · EPA ID CA4110007
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, Sonic Telecom, T-Mobile.

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