Walker County property record for 98 Windy Oak Dr, Rock Spring, GA 30739
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,724 sqft · built 2016 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Jan 2017) |
| Tax Bill | $3,351 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03351083 |
| Primary APN | 03351083 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,724 sqft Heated Area |
| 1st Floor Area | 1,724 sqft |
| Basement Area | 1,706 sqft |
| Finished Basement | 948 sqft |
| Unfinished Basement | 758 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 24,394 sqft (0.56 acres) |
| Lot Depth | 198 ft Depth |
| Pool Area | 648 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 182 sqft |
| Deck Area | 126 sqft |
| Patio Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 18558 |
|---|---|
| Street Address | 98 WINDY OAK DR |
| City | ROCK SPRING |
| State | GA |
| Zip | 30739-4148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 18 TWELVE OAKS SUBDIVISION |
| Legal Subdivision | TWELVE OAKS |
| Legal Lot Number | 18 |
| Jurisdiction | WALKER GA |
| Township / Civil Division | ROCK SPRING |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 20601 |
98 Windy Oak Dr is owned and occupied by an individual who bought it in January 2017.
Source: Walker County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 98 WINDY OAK DR, ROCK SPRING, GA 30739-4148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| Oct 6, 2023 | Deed of Trust, Mortgage · Closed-End Mortgage BANK OF LAFAYETTE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2017 · Amount on File |
| Deed Sale | Jan 10, 2017 · Amount on File |
| Prior Sale | Jun 27, 2016 · Amount on File |
| Deed Document Number | 201757 |
| Deed Book / Page | 1920 / 146 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALKER GA |
| Recording Date | Jul 6, 2026 |
| Property Address | 98 WINDY OAK DR, ROCK SPRING, GA 30739-4148 |
| Document Number | 0000000047 |
| Book / Page | 2409 / 813 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 202647 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 98 WINDY OAK DR, ROCK SPRING, GA 30739-4148 |
| Document Number | 0000000047, |
|---|---|
| Date | Jul 6, 2026 |
| Book Page | 2409/813 |
| Instrument | 202647 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALKER GA |
| Property Address | 98 WINDY OAK DR, ROCK SPRING, GA 30739-4148 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 98 WINDY OAK DR, ROCK SPRING, GA 30739-4148 |
| Document Number | 0023050000000323 |
|---|---|
| Date | Oct 6, 2023 |
| Book Page | 0000002305/0000000323 |
| Name | BANK OF LAFAYETTE |
|---|
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 1, 2033 |
The 2025 property tax bill for 98 Windy Oak Dr was $3,351.
Source: Walker County assessment roll, as of March 2, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Walker County |
| Unified School District | Walker County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,351.00 | $158,956 Land $15,200 Building $143,756 | $397,389 Land $38,000 Building $359,389 |
| 2023 | $3,154.00 (+13.9%) | $140,626 Land $14,000 Building $126,626 | $351,564 Land $35,000 Building $316,564 |
| 2022 | $2,769.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98 Windy Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98 Windy Oak Dr is moderate, ranking above 52% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAFAYETTE serves 18,177 people · EPA ID GA2950002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Fulton Telephone Company Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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