Walker County property record for 103 Windy Oak Dr, Rock Spring, GA 30739
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,800 sqft · built 2021 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $435,900 (Jun 2022) |
| Tax Bill | $4,426 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Jun 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03351082 |
| Primary APN | 03351082 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,800 sqft Heated Area |
| 1st Floor Area | 2,189 sqft |
| 2nd Floor Area | 611 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Stone |
| Construction Type | Brick |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 168 ft deep x 65 ft wide |
| Garage Area | 484 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Account Number | 18557 |
|---|---|
| Old Parcel Number | 03351082 |
| Street Address | 103 WINDY OAK DR |
| City | ROCK SPRING |
| State | GA |
| Zip | 30739-4155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 17 TWELVE OAKS S/D |
| Legal Subdivision | TWELVE OAKS |
| Legal Lot Number | 17 |
| Jurisdiction | WALKER GA |
| Township / Civil Division | ROCK SPRING |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 20601 |
103 Windy Oak Dr is owned and occupied by an individual who bought it in June 2022.
Source: Walker County records, as of February 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 103 WINDY OAK DR, ROCK SPRING, GA 30739-4155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2022 | Warranty Deed, Transfer · Conventional Mortgage TENNESSEE VALLEY FEDERAL CREDIT UNI |
| Jun 9, 2022 | Warranty Deed, Transfer · Conventional Mortgage TENNESSEE VALLEY FEDERAL CREDIT UNI |
| Jun 8, 2020 | Deed of Trust, Construction Loan · Line of Credit FIRST VOLUNTEER BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2022 · Amount on File |
| Deed Sale | Jun 9, 2022 · Amount on File |
| Prior Sale | Jun 14, 2005 · Amount on File |
| Deed Document Number | 0002234663 |
| Deed Book / Page | 2234 / 663 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALKER GA |
| Recording Date | Jun 9, 2022 |
| Property Address | 103 WINDY OAK DR, ROCK SPRING, GA 30739-4155 |
| Document Number | 0022340663 |
| Book / Page | 2234 / 663 |
| Instrument Date | Jun 9, 2022 |
| Instrument | 2022-001605 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 WINDY OAK DR, ROCK SPRING, GA 30739-4155 |
| Document Number | 0002234665 |
|---|---|
| Date | Jun 9, 2022 |
| Instrument | 2234/665 |
| Name | TENNESSEE VALLEY FEDERAL CREDIT UNI |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Jul 1, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALKER GA |
| Recording Date | Jun 9, 2022 |
| Property Address | 103 WINDY OAK DR, ROCK SPRING, GA 30739-4155 |
| Document Number | 0022340663 |
| Book / Page | 2234 / 663 |
| Instrument Date | Jun 9, 2022 |
| Instrument | 2022-001605 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 WINDY OAK DR, ROCK SPRING, GA 30739-4155 |
| Document Number | 0002234665 |
|---|---|
| Date | Jun 9, 2022 |
| Instrument | 2234/665 |
| Name | TENNESSEE VALLEY FEDERAL CREDIT UNI |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Jul 1, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALKER GA |
| Recording Date | Jun 8, 2020 |
| Property Address | 103 WINDY OAK DR, ROCK SPRING, GA 30739-4148 |
| Document Number | 0020860717 |
| Book / Page | 002086 / 000717 |
| Instrument Date | May 28, 2020 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 26, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 175 RAMAGE AVE LA FAYETTE GA 307286466, LA FAYETTE, GA 30728-6466 |
| Document Number | 20860717 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | 002086/000717 |
| Name | FIRST VOLUNTEER BK |
|---|---|
| Type | Bank |
| Address | RINGGOLD, GA 30736 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 7, 2021 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 103 Windy Oak Dr was $4,426.
Source: Walker County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Walker County |
| Unified School District | Walker County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,426.00 | $206,182 Land $15,200 Building $190,982 | $515,456 Land $38,000 Building $477,456 |
| 2023 | $4,004.00 (+119.76%) | $183,567 Land $14,000 Building $169,567 | $458,918 Land $35,000 Building $423,918 |
| 2022 | $1,822.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 103 Windy Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Windy Oak Dr is moderate, ranking above 52% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAFAYETTE serves 18,177 people · EPA ID GA2950002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Fulton Telephone Company Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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