Franklin County and Bellmont Town property record for 98 Westside Rd, Owls Head, NY 12969
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 913 sqft · built 1940 |
| Lot Size | 1.16 acres (50,530 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Jul 2024) |
| Tax Bill | $3,990 (2026) |
| Deeds & Mortgages | Dec 2021 Refinance Aug 2020 Sale |
| APN | 1-101-22.00 |
| Primary APN | 1-101-22.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 913 sqft Living Area |
| 1st Floor Area | 913 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 50,530 sqft (1.16 acres) |
| Lot Width | 99 ft Width |
| View / Lot | Waterfront / Beach |
| Porch | Slab |
|---|---|
| Porch Area | 174 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Boat House | 506 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 1-101-22.00 |
|---|---|
| Street Address | 98 WESTSIDE RD |
| City | OWLS HEAD |
| State | NY |
| Zip | 12969 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | BADORE LAKE TOTE BROOK TACKLEY |
| Legal Block | 1 |
| Legal Lot Number | 14.000 |
| Jurisdiction | FRANKLIN NY |
| Township / Civil Division | BELLMONT |
| Census Block Group | 2 |
| Census Block | 2061 |
| Census Tract | 950601 |
Source: Franklin County and Bellmont Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3085 MOSS BRIDGE LN, MYRTLE BEACH, SC 29579-3596 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 6, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA |
| Aug 26, 2020 | Warranty Deed, Transfer CENTENNIAL ABSTRACT, CENTENNIAL ABS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2024 · Amount on Record |
| Deed Sale | Jul 8, 2024 · Amount on Record |
| Prior Sale | Aug 26, 2020 · Amount on Record |
| Deed Document Number | 20243113 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN NY |
| Property Address | 98 WESTSIDE RD, OWLS HEAD, NY 12969 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006643 |
|---|---|
| Date | Dec 6, 2021 |
| Instrument | 2021-6643 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN NY |
| Recording Date | Aug 26, 2020 |
| Property Address | 98 WESTSIDE RD, OWLS HEAD, NY 12969 |
| Document Number | 0020203451 |
| Instrument Date | Aug 10, 2020 |
| Instrument | 20203451 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2020 |
| Title Company | CENTENNIAL ABSTRACT, CENTENNIAL ABS |
| Amount | Amount Recorded |
|---|---|
| Tax | $744.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1061 S EDISON ST ARLINGTON VA 222043220, ARLINGTON, VA 22204-3220 |
Source: Franklin County and Bellmont Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Franklin County |
| County Subdivision | Bellmont Town |
| Unified School District | Malone Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,990.00 (+12.33%) | ||
| 2025 | $3,552.00 (+97.33%) | $128,500 (-) Land $95,500 Building $33,000 | $190,370 (+18.52%) Land $141,481 Building $48,889 |
| 2023 | $128,500 (-) Land $95,500 Building $33,000 | $160,625 (+10.62%) Land $119,375 Building $41,250 | |
| 2022 | $128,500 Land $95,500 Building $33,000 | $145,198 Land $107,910 Building $37,288 | |
| 2021 | $1,800.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| SLICFiber Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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