Essex County and Danvers Town property record for 98 Water St, Danvers, MA 01923
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,368 sqft · built 1914 |
| Lot Size | 0.095 acres (4,151 sqft) |
| Owner | Company Name on File |
| Tax Bill | $7,257 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Jan 2023 Mortgage + 5 more |
| Flood Zone | Zone AE (high risk) |
| APN | DANV M:064 L:038 P |
| Primary APN | DANV M:064 L:038 P |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,368 sqft Living Area |
| Gross Area | 2,359 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 4,151 sqft (0.095 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 98 WATER ST |
|---|---|
| City | DANVERS |
| State | MA |
| Zip | 01923-3765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Lot Number | 38 |
| Jurisdiction | DANVERS MA |
| Township / Civil Division | DANVERS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 211100 |
Source: Essex County and Danvers Town assessment roll, APN DANV M:064 L:038 P, as of April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 240 LOCUST ST, DANVERS, MA 01923-1611 |
| Owner Type | Company |
| Vesting | Partnership |
| Date | Document |
|---|---|
| Jan 13, 2023 | Deed of Trust, Mortgage · Stand-Alone First Mortgage DEPT OF HSNG AND CMNT |
| Jan 13, 2023 | Deed of Trust, Mortgage · Stand-Alone First Mortgage BETHANY CMNTY SVCS IN |
| Jan 13, 2023 | Deed of Trust, Mortgage · Stand-Alone First Mortgage BETHANY HOMES INC |
| Jan 13, 2023 | Deed of Trust, Mortgage · Stand-Alone First Mortgage BETHANY CMNTY SVCS IN |
| Jan 13, 2023 | Deed of Trust, Mortgage · Stand-Alone First Mortgage BETHANY CMNTY SVCS IN |
| Jan 13, 2023 | Deed of Trust, Mortgage · Stand-Alone First Mortgage DEPT OF HSNG AND CMNT |
| Apr 29, 2019 | Deed of Trust, Mortgage · Unknown NORTH SHORE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 04, 2003 |
| Deed Sale | Mar 04, 2003 |
| Deed Book / Page | 20275 / 549 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Property Address | 98 WATER ST, DANVERS, MA 01923-3765 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 041399-560 |
|---|---|
| Date | Jan 13, 2023 |
| Book Page | 41399/560 |
| Instrument | 20230113003030 |
| Name | DEPT OF HSNG AND CMNT |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 613 Months |
| Due | Feb 01, 2074 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Property Address | 98 WATER ST, DANVERS, MA 01923-3765 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 041399-574 |
|---|---|
| Date | Jan 13, 2023 |
| Book Page | 41399/574 |
| Instrument | 20230113003040 |
| Name | BETHANY CMNTY SVCS IN |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Property Address | 98 WATER ST, DANVERS, MA 01923-3765 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 041399-590 |
|---|---|
| Date | Jan 13, 2023 |
| Book Page | 41399/590 |
| Instrument | 20230113003060 |
| Name | BETHANY HOMES INC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Property Address | 98 WATER ST, DANVERS, MA 01923-3765 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 041399-598 |
|---|---|
| Date | Jan 13, 2023 |
| Book Page | 41399/598 |
| Instrument | 20230113003070 |
| Name | BETHANY CMNTY SVCS IN |
|---|
| Type | Stand-Alone First Mortgage |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Property Address | 98 WATER ST, DANVERS, MA 01923-3765 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 041399-582 |
|---|---|
| Date | Jan 13, 2023 |
| Book Page | 41399/582 |
| Instrument | 20230113003050 |
| Name | BETHANY CMNTY SVCS IN |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Property Address | 98 WATER ST, DANVERS, MA 01923-3765 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000641947 |
|---|---|
| Date | Jan 13, 2023 |
| Instrument | 641947 |
| Name | DEPT OF HSNG AND CMNT |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 613 Months |
| Due | Feb 01, 2074 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 98 WATER ST, DANVERS, MA 01923-3765 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37472-279 |
|---|---|
| Date | Apr 29, 2019 |
| Book Page | 37472/279 |
| Instrument | 20190429004810 |
| Name | NORTH SHORE BANK |
|---|---|
| Type | Bank |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Danvers Town assessment roll as of April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Danvers Town |
| Unified School District | Danvers School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,257.00 (-0.19%) | $660,300 (+0.89%) Land $442,100 Building $218,200 | $691,695 |
| 2024 | $7,271.00 (+6.47%) | $654,500 (+12.61%) Land $442,100 Building $212,400 | |
| 2023 | $6,829.00 | $581,200 Land $392,100 Building $189,100 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), as of July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092111001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 17 individual policies |
| Nearby Flood Policies | 23 units insured incl. 6 condo units |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 149 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Radiate Holdings.
Source: EPA Safe Drinking Water Information System, water system MA3071000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DANVERS WATER DEPT. serves 28,087 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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