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89 Water St, Danvers, MA 01923 Property Records

Essex County and Danvers Town property record for 89 Water St, Danvers, MA 01923 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,466 sqft · built 1900
Lot Size0.169 acres (7,344 sqft)
Owner2 Individual Names on File
Last Sale$150,000 (May 2000)
Tax Bill$5,650 (2025)
Deeds & MortgagesJun 2020 Refinance
Mar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNDANV M:064 L:086 P

Property Details

APN / Parcel Number

Primary APNDANV M:064 L:086 P

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,466 sqft Living Area
Gross Area2,338 sqft
Basement Area692 sqft
Unfinished Basement692 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,344 sqft (0.169 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address89 WATER ST
CityDANVERS
StateMA
Zip01923-3746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionBIRNEY-FOSTER
Legal Lot Number86
JurisdictionDANVERS MA
Township / Civil DivisionDANVERS
Census Block Group2
Census Block2012
Census Tract211100

Owner

Source: Essex County and Danvers Town records · APN DANV M:064 L:086 P

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address89 WATER ST, DANVERS, MA 01923-3746
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 01, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK OF RHODE ISLAND
Mar 17, 2017Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BK/RI

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 22, 2000 · Amount on Record
Deed SaleMay 22, 2000 · Amount on Record
Prior SaleMar 31, 1995 · Amount on Record
Deed Book / Page16354 / 301
Transfer Doc1297000390
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANVERS MA
Property Address89 WATER ST, DANVERS, MA 01923-3746
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38566-347
DateJun 01, 2020
Book Page38566/347
Instrument20200601001720
Lender
NameCITIZENS BANK OF RHODE ISLAND
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueJul 01, 2040

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANVERS MA
Property Address89 WATER ST, DANVERS, MA 01923-3746
Document Number35750-20
Book / Page035750 / 000020
Instrument DateMar 17, 2017
Transaction TypeMortgage
Record UpdatedApr 11, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number35750-20
DateMar 22, 2017
Book Page035750/000020
Instrument1703220313
Lender
NameCITIZENS BK/RI
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 21, 2047

Tax Assessment & Valuation

Source: Essex County and Danvers Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionDanvers Town
Unified School DistrictDanvers School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,650.00 (+0.48%)$514,100 (+1.58%) Land $307,400 Building $206,700$505,875
2024$5,623.00 (+4.3%)$506,100 (+10.31%) Land $307,400 Building $198,700
2023$5,391.00$458,800 Land $272,600 Building $186,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092111002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies5 units insured
2 under condo master policies
Nearby Flood Claims8 (1982–2018)
Claims Outside the SFHA5 of 8
Most Recent ClaimJan 2018, tidal / storm surge
Claims By Storm
  • Severe Storms And Flooding, May 2006 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 149 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
VerizonFiber980 / 880
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon, Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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