98 W Main St, Georgetown, MA 01833 Property Records

Essex County and Georgetown Town property record for 98 W Main St, Georgetown, MA 01833

Property Summary

Property TypeSingle Family Home
Details6 bd · 2 ba · 2,274 sqft · built 1850
Lot Size1.99 acres (87,045 sqft)
OwnerIndividual Name on Record
Tax Bill$8,721 (2026)
Deeds & MortgagesApr 2020 Refinance
Flood ZoneZone X (minimal risk)
APNGEOR M:0006D B:00000 L:00081

Property Details

APN / Parcel Number

Primary APNGEOR M:0006D B:00000 L:00081

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area2,274 sqft Living Area
Gross Area4,024 sqft
Basement Area930 sqft
Unfinished Basement930 sqft

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area87,045 sqft (1.99 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Street Address98 W MAIN ST
CityGEORGETOWN
StateMA
Zip01833-1523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number81
JurisdictionGEORGETOWN MA
Township / Civil DivisionGEORGETOWN
Census Block Group3
Census Block3000
Census Tract265101

Owner

Source: Essex County and Georgetown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address98 W MAIN ST, GEORGETOWN, MA 01833-1523
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEORGETOWN MA
Property Address98 W MAIN ST, GEORGETOWN, MA 01833-1523
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38402-351
DateApr 8, 2020
Book Page38402/351
Instrument20200408000590
Lender
NameTD BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueMay 1, 2030

Tax Assessment & Valuation

Source: Essex County and Georgetown Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionGeorgetown Town
Unified School DistrictGeorgetown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,721.00 (+24.41%)$633,800 (-) Land $285,000 Building $348,800$674,165 (-5.3%)
2025$7,010.00 (+11.29%)$633,800 (+26.28%) Land $285,000 Building $348,800$711,930
2024$6,299.00 (-1.58%)$501,900 (+1.78%) Land $198,200 Building $303,700
2023$6,400.00$493,100 Land $198,200 Building $294,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims11 (1996–2010)
Claims Outside the SFHA5 of 11
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 3 claims
  • Severe Storms And Flooding, May 2006 · 5 claims
  • Extreme Weather Conditons And Flooding, Oct 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN WATER DEPARTMENT
serves 8,766 people · EPA ID MA3105000
Water SourceGroundwater
Last State InspectionSep 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2025
Total trihalomethanes
resolved · Jul 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Main St

Nearby Streets

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