94 W Main St, Georgetown, MA 01833 Property Records

Essex County and Georgetown Town property record for 94 W Main St, Georgetown, MA 01833

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,851 sqft · built 1850
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$362,000 (Aug 2015)
Tax Bill	$8,351 (2026)
Deeds & Mortgages	Feb 2021 Refinance May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`GEOR M:0006D B:00000 L:00080`

Property Details

APN / Parcel Number

Primary APN	`GEOR M:0006D B:00000 L:00080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,851 sqft Living Area
Gross Area	2,628 sqft
Basement Area	777 sqft
Unfinished Basement	777 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	94 W MAIN ST
City	GEORGETOWN
State	MA
Zip	01833-1523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	80
Jurisdiction	GEORGETOWN MA
Township / Civil Division	GEORGETOWN
Census Block Group	3
Census Block	3000
Census Tract	265101

Owner

94 W Main St is owned and occupied by two individuals who bought it in August 2015.

Source: Essex County and Georgetown Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	94 W MAIN ST, GEORGETOWN, MA 01833-1523
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
May 13, 2019	Deed of Trust, Mortgage · Line of Credit ENERGY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2015 · Amount on File
Deed Sale	Aug 28, 2015 · Amount on File
Deed Book / Page	34333 / 23
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	94 W MAIN ST, GEORGETOWN, MA 01833-1523
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039570-419
Date	Feb 24, 2021
Book Page	39570/419
Instrument	20210224006030

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	94 W MAIN ST, GEORGETOWN, MA 01833-1523
Document Number	37532-546
Instrument Date	May 13, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	94 W MAIN ST GEORGETOWN MA 018331523, GEORGETOWN, MA 01833-1523

Mortgage

Document Number	37532-546
Date	May 24, 2019
Book Page	037532/000546
Instrument	190524970

Lender

Name	ENERGY CU

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 23, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 94 W Main St was $8,351, up 24.4% from the year before.

Source: Essex County and Georgetown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Georgetown Town
Unified School District	Georgetown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,351.00 (+24.42%)	$606,900 (-) Land $226,300 Building $380,600	$644,483 (+6.1%)
2025	$6,712.00 (+11.77%)	$606,900 (+26.83%) Land $226,300 Building $380,600	$607,430
2024	$6,005.00 (-2.48%)	$478,500 (+0.86%) Land $156,000 Building $322,500
2023	$6,158.00	$474,400 Land $156,000 Building $318,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 94 W Main St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	11 (1996–2010)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims Severe Storms And Flooding, May 2006 · 5 claims Extreme Weather Conditons And Flooding, Oct 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 94 W Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN WATER DEPARTMENT serves 8,766 people · EPA ID MA3105000
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2025 Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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