Essex County and Rowley Town property record for 98 Trowbridge Cir, Rowley, MA 01969
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,704 sqft · built 1990 |
| Lot Size | 7.5 acres (327,023 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Oct 2020) |
| Tax Bill | $11,116 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Oct 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | ROWL M:0014 B:0009 L:0020 |
| Primary APN | ROWL M:0014 B:0009 L:0020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,704 sqft Living Area |
| Gross Area | 5,477 sqft |
| Basement Area | 1,640 sqft |
| Unfinished Basement | 1,640 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 327,023 sqft (7.5 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 98 TROWBRIDGE CIR |
|---|---|
| City | ROWLEY |
| State | MA |
| Zip | 01969-2104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | LONG MDW ESTATES |
| Legal Block | 9 |
| Legal Lot Number | 20 |
| Jurisdiction | ROWLEY MA |
| Township / Civil Division | ROWLEY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 270100 |
Source: Essex County and Rowley Town assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 98 TROWBRIDGE CIR, ROWLEY, MA 01969-2104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 4, 2020 | Deed of Trust, Mortgage · Balloon Mortgage NEWBURYPORT FIVE CENTS SAVINGS BANK |
| Oct 6, 2020 | Correction Deed NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 6, 2020 · Amount on Record |
| Deed Sale | Oct 6, 2020 · Amount on Record |
| Prior Sale | Mar 22, 2012 · Amount on Record |
| Deed Book / Page | 39025 / 49 |
| Prior Transfer Date | Oct 1, 2020 |
| Prior Transfer Doc | 39025-49 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 98 TROWBRIDGE CIR, ROWLEY, MA 01969-2104 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38311-185 |
|---|---|
| Date | Mar 4, 2020 |
| Book Page | 38311/185 |
| Instrument | 20200304003110 |
| Name | NEWBURYPORT FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2040 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ROWLEY MA |
| Recording Date | Oct 6, 2020 |
| Property Address | 98 TROWBRIDGE CIR, ROWLEY, MA 01969-2104 |
| Document Number | 39025-49 |
| Book / Page | 039025 / 000049 |
| Instrument Date | Oct 1, 2020 |
| Instrument | 6001620 |
| Record Updated | Oct 27, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,098.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 98 TROWBRIDGE CIR ROWLEY MA 019692104, ROWLEY, MA 01969-2104 |
Source: Essex County and Rowley Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Rowley Town |
| Unified School District | Triton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,116.00 (+1.88%) | $944,400 (+4.74%) Land $433,100 Building $511,300 | $889,580 |
| 2024 | $10,911.00 (+3.54%) | $901,700 (+11.4%) Land $412,500 Building $489,200 | |
| 2023 | $10,538.00 | $809,400 Land $350,700 Building $458,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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