Essex County and Rowley Town property record for 92 Trowbridge Cir, Rowley, MA 01969 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,251 sqft · built 2000 |
| Lot Size | 22.8 acres (996,540 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $15,322 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | ROWL M:0014 B:0009 L:0019 |
| Primary APN | ROWL M:0014 B:0009 L:0019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 3,251 sqft Living Area |
| Gross Area | 8,014 sqft |
| Basement Area | 1,272 sqft |
| Unfinished Basement | 1,272 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 996,540 sqft (22.8 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 92 TROWBRIDGE CIR |
|---|---|
| City | ROWLEY |
| State | MA |
| Zip | 01969-2104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | TMBER CONCEPTS REALTY TRUST |
| Legal Block | 9 |
| Legal Lot Number | 19 |
| Jurisdiction | ROWLEY MA |
| Township / Civil Division | ROWLEY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 270100 |
Source: Essex County and Rowley Town records · APN ROWL M:0014 B:0009 L:0019
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 92 TROWBRIDGE CIR, ROWLEY, MA 01969-2104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS BANK AND TRUST COMPANY |
| May 07, 2019 | Deed of Trust, Mortgage · Conventional Mortgage INC ATLANT |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Recording Date | Jun 12, 2026 |
| Property Address | 92 TROWBRIDGE CIR, ROWLEY, MA 01969-2104 |
| Document Number | 0000000010 |
| Book / Page | 43439 / 527 |
| Instrument Date | Jun 01, 2026 |
| Instrument | 202610 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 92 TROWBRIDGE CIR, ROWLEY, MA 01969-2104 |
| Document Number | 043439-527, |
|---|---|
| Date | Jun 12, 2026 |
| Book Page | 43439/527 |
| Instrument | 202610 |
| Name | MANUFACTURERS BANK AND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 92 TROWBRIDGE CIR, ROWLEY, MA 01969-2104 |
| Document Number | 37503-347 |
| Instrument Date | May 07, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 92 TROWBRIDGE CIR ROWLEY MA 019692104, ROWLEY, MA 01969-2104 |
| Document Number | 37503-347 |
|---|---|
| Date | May 13, 2019 |
| Book Page | 037503/000347 |
| Instrument | 190513430 |
| Name | INC ATLANT |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 12, 2039 |
Source: Essex County and Rowley Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Rowley Town |
| Unified School District | Triton School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $15,322.00 (+1.85%) | $1,301,800 (+4.71%) Land $499,100 Building $802,700 |
| 2024 | $15,043.00 (+3.36%) | $1,243,200 (+11.22%) Land $475,300 Building $767,900 |
| 2023 | $14,554.00 | $1,117,800 Land $397,800 Building $720,000 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092701002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 33 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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