98 Townsend Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 98 Townsend Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,987 sqft · built 1977
Lot Size	2.23 acres (97,139 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Oct 2003)
Tax Bill	$3,284 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`0022B008000`

Property Details

APN / Parcel Number

Primary APN	`0022B008000`
Alternative APNs	`0022B008` `12631`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,987 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	97,139 sqft (2.23 acres)
Garage Area	665 sqft

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	15 sqft
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12631
Street Address	98 TOWNSEND DR
City	RINGGOLD
State	GA
Zip	30736-8023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PART LOT 20 TOWNSEND ESTATES
Legal Subdivision	TOWNSEND ESTATES
Legal Lot Number	20
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	2
Census Block	2011
Census Tract	30404

Owner

Source: Catoosa County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	98 TOWNSEND DR, RINGGOLD, GA 30736-8023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · VA Mortgage TJC MORTGAGE
Jul 23, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2003 · Amount on Record
Deed Sale	Oct 22, 2003 · Amount on Record
Deed Book / Page	1048 / 16
Last Transfer Date	Jul 23, 2021
Transfer Doc	0021570803
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	98 TOWNSEND DR, RINGGOLD, GA 30736-8023
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 TOWNSEND DR, RINGGOLD, GA 30736-8023

Mortgage

Document Number	0022120000000585
Date	Apr 5, 2022
Book Page	0000002212/0000000585
Instrument	002886

Lender

Name	TJC MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jul 23, 2021
Property Address	98 TOWNSEND DR, RINGGOLD, GA 30736-8023
Document Number	0021570803
Book / Page	2157 / 803
Instrument Date	Jul 23, 2021
Instrument	2021-001714
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 TOWNSEND DR, RINGGOLD, GA 30736-8023

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,284.00 (+8.38%) Homeowner's exemption	$185,879 (+35.3%) Land $22,000 Building $163,879	$464,698 (+35.3%) Land $55,000 Building $409,698
2023	$3,030.00 (+19.81%) Homeowner's exemption	$137,381 Land $18,286 Building $119,095	$343,453 Land $45,715 Building $297,738
2022	$2,529.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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