281 Townsend Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 281 Townsend Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,530 sqft · built 2005
Lot Size	0.94 acres (40,946 sqft)
Owner	2 Individual Names on File
Last Sale	$422,500 (Oct 2019)
Tax Bill	$5,229 (2025)
Deeds & Mortgages	Jun 2020 Transfer Jul 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22A04700A`

Property Details

APN / Parcel Number

Primary APN	`22A04700A`
Alternative APN	`12615`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,530 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,946 sqft (0.94 acres)
Garage Area	922 sqft

Exterior Amenities

Porch	Patio
Porch Area	252 sqft
Deck Area	294 sqft
Patio Area	273 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12615
Street Address	281 TOWNSEND DR
City	RINGGOLD
State	GA
Zip	30736-8025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4B CLARKS ADDITION TO TOWNSEND ESTATES
Legal Subdivision	CLARKS ADDITION
Legal Lot Number	4B
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	2
Census Block	2001
Census Tract	30404

Owner

Source: Catoosa County records · APN 22A04700A

Assessment roll updated February 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	281 TOWNSEND DR, RINGGOLD, GA 30736-8025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2020	Correction Deed, Transfer NORTHWEST GA LAND TITLE COMPANY INC, NORTHWEST GA LAND TITLE CO INC
Jul 01, 2020	Quit Claim Deed, Transfer NORTHWEST GA LAND TITLE COMPANY INC, NORTHWEST GA LAND TITLE CO INC
Oct 30, 2019	Warranty Deed, Transfer · Conventional Mortgage COMTRUST FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 29, 2019 · Amount on Record
Deed Sale	Oct 29, 2019 · Amount on Record
Deed Document Number	20192415
Deed Book / Page	2016 / 586
Prior Transfer Date	Apr 30, 2013
Prior Transfer Doc	0001676234
Record Updated	Jun 08, 2026

June 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	CATOOSA GA
Recording Date	Jun 26, 2020
Property Address	281 TOWNSEND DR, RINGGOLD, GA 30736-8025
Document Number	0020600684
Book / Page	002060 / 000684
Instrument Date	Jun 26, 2020
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	NORTHWEST GA LAND TITLE COMPANY INC, NORTHWEST GA LAND TITLE CO INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 TOWNSEND DR RINGGOLD GA 307368025, RINGGOLD, GA 30736-8025

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CATOOSA GA
Recording Date	Jul 01, 2020
Property Address	281 TOWNSEND DR, RINGGOLD, GA 30736-8025
Document Number	0020620187
Book / Page	002062 / 000187
Instrument Date	Jun 19, 2020
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	NORTHWEST GA LAND TITLE COMPANY INC, NORTHWEST GA LAND TITLE CO INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 TOWNSEND DR RINGGOLD GA 307368025, RINGGOLD, GA 30736-8025

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Oct 30, 2019
Property Address	281 TOWNSEND DR, RINGGOLD, GA 30736-8025
Document Number	0020160586
Book / Page	002016 / 000586
Instrument Date	Oct 29, 2019
Instrument	7444
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	NW GA LAND TITLE COMPANY, NW GA LAND TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$422.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 TOWNSEND DR RINGGOLD GA 307368025, RINGGOLD, GA 30736-8025

Mortgage

Document Number	20160588
Date	Oct 30, 2019
Book Page	002016/000588
Instrument	7445

Lender

Name	COMTRUST FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2049

Tax Assessment & Valuation

Source: Catoosa County records · Assessment roll updated February 2, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,229.00 (+0.64%) Homeowner's exemption	$297,196 (+28.04%) Land $22,000 Building $275,196	$742,990 (+28.04%) Land $55,000 Building $687,990
2023	$5,196.00 (+26.21%)	$232,116 Land $13,160 Building $218,956	$580,290 Land $32,900 Building $547,390
2022	$4,117.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Catoosa County (13047C), updated September 12, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130470304042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 47% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 31 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Ringgold Telephone Company Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile USA, Verizon.

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