98 Thackeray Rd, Oakland, NJ 07436 Property Records

Bergen County and Oakland Borough property record for 98 Thackeray Rd, Oakland, NJ 07436

Property Summary

Property Type	Single Family Home
Details	2,686 sqft · built 1966
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$687,500 (Oct 2019)
Tax Bill	$17,349 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`42-04306-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`42-04306-0000-00009`
Alternative APN	`4203419000000018`

Interior

Stories	2 Stories
Building Area	2,686 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Frame
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	134 ft deep x 125 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	4203419000000018
Street Address	98 THACKERAY RD
City	OAKLAND
State	NJ
Zip	07436-3319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Description	0.390 AC
Legal Subdivision	IMPERIAL ESTATES SEC #3
Legal Block	4306
Legal Lot Number	9
Jurisdiction	BERGEN NJ
Township / Civil Division	OAKLAND
Census Block Group	4
Census Block	4007
Census Tract	39200

Owner

98 Thackeray Rd is owned and occupied by two individuals who bought it in October 2019.

Source: Bergen County and Oakland Borough records, as of August 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	98 THACKERAY RD, OAKLAND, NJ 07436-3319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage BOND STREET MORTGAGE LLC
Oct 4, 2019	Deed, Transfer · Stand-Alone First Mortgage BOND STREET MORTGAGE LLC
Jul 28, 2018	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2019 · Amount on File
Deed Sale	Oct 4, 2019 · Amount on File
Prior Sale	Jun 16, 2008 · Amount on File
Deed Document Number	201965941
Deed Book / Page	3367 / 326
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Recording Date	Jul 21, 2026
Property Address	98 THACKERAY RD, OAKLAND, NJ 07436-3319
Document Number	0000049680
Book / Page	5853 / 121
Instrument Date	Jul 1, 2026
Instrument	202649680
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 THACKERAY RD, OAKLAND, NJ 07436-3319

Mortgage

Document Number	0000049680,
Date	Jul 21, 2026
Book Page	5853/121
Instrument	202649680

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	98 THACKERAY RD, OAKLAND, NJ 07436-3319
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039171414
Date	Jan 19, 2021
Book Page	3917/1414
Instrument	21-007435

Lender

Name	BOND STREET MORTGAGE LLC
Type	Mortgage Company
Address	PARAMUS, NJ 07652

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 4, 2019
Property Address	98 THACKERAY RD, OAKLAND, NJ 07436-3319
Document Number	0033670326
Book / Page	3367 / 326
Instrument Date	Aug 16, 2019
Instrument	19-065941
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 THACKERAY RD, OAKLAND, NJ 07436-3319

Mortgage

Document Number	1906594101
Date	Oct 4, 2019
Instrument	19-065941.01

Lender

Name	BOND STREET MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	0033670326
Date	Oct 4, 2019
Book Page	3367/326
Instrument	19-065941

Lender

Name	BOND STREET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	98 THACKERAY RD, OAKLAND, NJ 07436-3319
Document Number	0030291091
Instrument Date	Jul 28, 2018
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	SOUTHWEST FINANCIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 THACKERAY RD OAKLAND NJ 074363319, OAKLAND, NJ 07436-3319

Mortgage

Document Number	0030291091
Date	Aug 16, 2018
Book Page	003029/001091
Instrument	59002

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Oakland Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Oakland Borough
Elementary School District	Oakland Borough School District (KG - 08)
Secondary School District	Ramapo-Indian Hill Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$844,300 (+6.34%) Land $368,600 Building $475,700	$844,300 (+6.34%) Land $368,600 Building $475,700
2025	$17,349.00 (+1.88%)	$794,000 (+12.45%) Land $356,900 Building $437,100	$794,000 (+12.45%) Land $356,900 Building $437,100
2024	$17,029.00 (+4.85%)
2023		$706,100 Land $307,900 Building $398,200	$706,100 Land $307,900 Building $398,200
2022	$16,242.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 98 Thackeray Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1978–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Thackeray Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKLAND WATER DEPT serves 12,754 people · EPA ID NJ0242001
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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