89 Thackeray Rd, Oakland, NJ 07436 Property Records

Bergen County and Oakland Borough property record for 89 Thackeray Rd, Oakland, NJ 07436

Property Summary

Property Type	Single Family Home
Details	2,168 sqft · built 1966
Lot Size	0.474 acres (20,647 sqft)
Owner	2 Individual Names on Record
Last Sale	$558,500 (Aug 2014)
Tax Bill	$15,389 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42-04305-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`42-04305-0000-00016`
Alternative APNs	`4203419000300016` `42034190300016`

Interior

Stories	2 Stories
Building Area	2,168 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Frame
Lot Area	20,647 sqft (0.474 acres)
Lot Dimensions	130 ft deep x 135 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	42034190300016
Street Address	89 THACKERAY RD
City	OAKLAND
State	NJ
Zip	07436-3314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Description	0.474 AC
Legal Subdivision	IMPERIAL ESTATES SEC #3
Legal Block	4305
Legal Lot Number	16
Jurisdiction	BERGEN NJ
Township / Civil Division	OAKLAND
Census Block Group	4
Census Block	4005
Census Tract	39200

Owner

Source: Bergen County and Oakland Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	89 THACKERAY RD, OAKLAND, NJ 07436-3314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed of Trust, Mortgage · Line of Credit VISIONS FCU
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCEMYHOME.COM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2014 · Amount on Record
Deed Sale	Aug 29, 2014 · Amount on Record
Prior Sale	Jun 21, 2000 · Amount on Record
Deed Document Number	201457549
Deed Book / Page	1739 / 2414
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	89 THACKERAY RD, OAKLAND, NJ 07436-3314
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 9THACKERAY ROAD, OAKLAND, NJ 07436

Mortgage

Document Number	0056140858
Date	Oct 2, 2025
Book Page	5614/858
Instrument	2025067925

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 25, 2055

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	89 THACKERAY RD, OAKLAND, NJ 07436-3314
Document Number	0036521697
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	89 THACKERAY RD OAKLAND NJ 074363314, OAKLAND, NJ 07436-3314

Mortgage

Document Number	0036521697
Date	Jul 28, 2020
Book Page	003652/001697
Instrument	68779

Lender

Name	FINANCEMYHOME.COM
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

Tax Assessment & Valuation

Source: Bergen County and Oakland Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Oakland Borough
Elementary School District	Oakland Borough School District (KG - 08)
Secondary School District	Ramapo-Indian Hill Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$749,100 (+6.36%) Land $336,300 Building $412,800	$749,100 (+6.36%) Land $336,300 Building $412,800
2025	$15,389.00 (+2.03%)	$704,300 (+12.76%) Land $325,700 Building $378,600	$704,300 (+12.76%) Land $325,700 Building $378,600
2024	$15,083.00 (+5.08%)
2023		$624,600 Land $281,000 Building $343,600	$624,600 Land $281,000 Building $343,600
2022	$14,354.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1978–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKLAND WATER DEPT serves 12,754 people · EPA ID NJ0242001
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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