98 Summerstone, Irvine, CA 92614 Property Records

Orange County property record for 98 Summerstone, Irvine, CA 92614

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,852 sqft · built 1981
Lot Size	0.102 acres (4,462 sqft)
Owner	Individual Name on Record
Last Sale	$332,000 (Feb 2000)
Tax Bill	$5,534 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`452-252-24`

Property Details

APN / Parcel Number

Primary APN	`452-252-24`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,852 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	4,462 sqft (0.102 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	98 SUMMERSTONE
City	IRVINE
State	CA
Zip	92614-7000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 10756 BLK LOT 14
Legal Subdivision	TRACT NO 10756
Legal Tract	10756
Legal Lot Number	14
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3001
Census Tract	52519

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 54906, IRVINE, CA 92619-4906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage ST FIN CORP
May 24, 2018	Quit Claim Deed, Transfer · Conventional Mortgage ST FIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2000 · Amount on Record
Deed Sale	Feb 1, 2000 · Amount on Record
Prior Sale	Jul 16, 1999 · Amount on Record
Deed Document Number	200055521
Last Transfer Date	May 17, 2018
Transfer Doc	0000190657
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	98 SUMMERSTONE, IRVINE, CA 92614-7000
Transaction Type	Mortgage
Record Updated	Apr 8, 2024
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 53561, IRVINE, CA 92619-3561

Mortgage

Document Number	0000071503
Date	Mar 26, 2024
Instrument	2024000071503

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	98 SUMMERSTONE, IRVINE, CA 92614-7000
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 SUMMERSTONE, IRVINE, CA 92614-7000

Mortgage

Document Number	0000063526
Date	Jan 28, 2021
Instrument	2021000063526

Lender

Name	ST FIN CORP
Type	Mortgage Company
Address	LAGUNA HILLS, CA 92653

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	May 24, 2018
Property Address	98 SUMMERSTONE, IRVINE, CA 92614-7000
Document Number	0000190657
Instrument Date	May 17, 2018
Instrument	190657
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 SUMMERSTONE IRVINE CA 926147000, IRVINE, CA 92614-7000

Mortgage

Document Number	190658
Date	May 24, 2018
Instrument	190658

Lender

Name	ST FIN
Type	Funding / Finance Company
Address	LAGUNA HILLS, CA 92653

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$520,470 (+2%) Land $330,469 Building $190,001
2025	$5,534.00 (+4.95%) Homeowner's exemption	$510,265 (+4.04%) Land $323,989 Building $186,276
2023	$5,273.00 (+2.01%) Homeowner's exemption	$490,451 Land $311,407 Building $179,044
2022	$5,169.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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