97 Summerstone, Irvine, CA 92614 Property Records

Orange County property record for 97 Summerstone, Irvine, CA 92614

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,887 sqft · built 1981
Lot Size	0.102 acres (4,462 sqft)
Owner	2 Owner Names on Record
Last Sale	$705,000 (Aug 2012)
Tax Bill	$9,344 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`452-251-18`

Property Details

APN / Parcel Number

Primary APN	`452-251-18`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,887 sqft Living Area

Exterior

Year Built	Built 1981
Lot Area	4,462 sqft (0.102 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	97 SUMMERSTONE
City	IRVINE
State	CA
Zip	92614-7098
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 10756 BLK LOT 11
Legal Subdivision	10756
Legal Tract	10756
Legal Lot Number	11
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3005
Census Tract	52519

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	97 SUMMERSTONE, IRVINE, CA 92614-7098
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2012 · Amount on Record
Deed Sale	Aug 6, 2012 · Amount on Record
Prior Sale	Jan 22, 1998
Deed Document Number	2012000448285
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	97 SUMMERSTONE, IRVINE, CA 92614-7098
Transaction Type	Mortgage
Record Updated	Dec 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 SUMMERSTONE, IRVINE, CA 92614-7098

Mortgage

Document Number	0000384787
Date	Nov 21, 2022
Instrument	2022000384787

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	97 SUMMERSTONE, IRVINE, CA 92614-7098
Document Number	0000414400
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	97 SUMMERSTONE IRVINE CA 926147098, IRVINE, CA 92614-7098

Mortgage

Document Number	0000414400
Date	Aug 17, 2020
Instrument	414400

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,344.00 (+4.85%) Homeowner's exemption	$868,149 (+4.04%) Land $710,245 Building $157,904
2023	$8,912.00 (+1.94%) Homeowner's exemption	$834,439 Land $682,666 Building $151,773
2022	$8,742.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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