98 Stephenson Dr, Melbourne, FL 32904 Property Records

Brevard County property record for 98 Stephenson Dr, Melbourne, FL 32904

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,236 sqft · built 1956
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Jul 2021)
Tax Bill$2,959 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Jun 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-37-06-51-7-12

Property Details

APN / Parcel Number

Primary APN28-37-06-51-7-12
Alternative APNs
  • 28-37-06-51-00007.0-0012.00
  • 2821258

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,236 sqft Living Area
Gross Area1,744 sqft
1st Floor Area1,236 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions138 ft deep x 24 ft wide
Garage TypeCarport
Garage Area156 sqft
CarportCarport
Carport Area156 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area376 sqft
Patio Area80 sqft
Utility Building132 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2821258
Street Address98 STEPHENSON DR
CityMELBOURNE
StateFL
Zip32904-4919
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionMELBOURNE ESTATES ADDN NO 1 S 21 FT OF LOT 12, ALL LOT 13 & N 5 FT OF LOT 14 BLK 7
Legal Range37E
Legal Township28S
Legal Section06
Legal SubdivisionMELBOURNE ESTATES ADDN NO 1
Legal Block7
Legal Lot Number12
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group1
Census Block1010
Census Tract65025

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address98 STEPHENSON DR, MELBOURNE, FL 32904-4919
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2021Warranty Deed, Transfer · Conventional Mortgage
SPACE COAST CU
Jun 14, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
CMG MORTGAGE INC
Mar 8, 2019Warranty Deed, Transfer · Conventional Mortgage
SUNTRUST BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 2021 · Amount on Record
Deed SaleJul 7, 2021 · Amount on Record
Prior SaleJun 24, 1999 · Amount on Record
Deed Document Number2021175689
Deed Book / Page9181 / 1970
Prior Transfer DateJun 25, 2021
Prior Transfer Doc0000175688
Record UpdatedSep 20, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJul 7, 2021
Property Address98 STEPHENSON DR, WEST MELBOURNE, FL 32904-4919
Document Number0091811970
Book / Page9181 / 1970
Map ReferenceMB 10 PG 35
Instrument DateJun 30, 2021
Instrument2021175689
Transaction TypeTransfer
Record UpdatedJul 21, 2021
Title CompanyPRESTIGE TITLE/BREVARD LLC, PRESTIGE TTL OF BREVARD LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1184 WINDING MEADOWS RD, 1184, ROCKLEDGE, FL 32955-8232

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 STEPHENSON DR, MELBOURNE, FL 32904-4919

Mortgage

Document Number91811971
DateJul 7, 2021
Instrument9181/1971
Lender
NameSPACE COAST CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

June 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBREVARD FL
Recording DateJun 14, 2019
Property Address98 STEPHENSON DR, WEST MELBOURNE, FL 32904-4919
Document Number0084640207
Book / Page8464 / 0207
Map ReferenceMB 10 PG 35
Instrument DateMay 29, 2019
Instrument2019129258
Transaction TypeTransfer
Record UpdatedJul 2, 2021
Title CompanyBOSTON NATION TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 STEPHENSON DR, MELBOURNE, FL 32904-4919

Mortgage

Document Number2019129259
DateJun 14, 2019
Instrument2019129259
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2049

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateMar 8, 2019
Property Address98 STEPHENSON DR, WEST MELBOURNE, FL 32904-4919
Document Number0083842093
Book / Page008384 / 002093
Instrument DateMar 7, 2019
Instrument47324
Transaction TypeTransfer
Record UpdatedMar 26, 2019
Title CompanyALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$784.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1361 WHITMAN DR MELBOURNE FL 329048754, MELBOURNE, FL 32904-8754

Mortgage

Document Number83842094
DateMar 8, 2019
Book Page008384/002094
Instrument47325
Lender
NameSUNTRUST BK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 7, 2049

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityWest Melbourne City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$204,500 (+3.49%)$204,500 (+3.49%)
2025$2,959.00 (+1.89%)$197,610 (-0.88%)$197,610 (-0.88%)
2024$2,904.00 (-1.02%)
2023$2,934.00 (+11.09%)$199,370 (+8.44%) Land $70,000 Building $129,370$199,370 (+8.44%) Land $70,000 Building $129,370
2022$2,641.00$183,860 Land $60,000 Building $123,860$183,860 Land $60,000 Building $123,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Nearby Flood Policies38 in force
Nearby Flood Claims3 (2008–2017)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST MELBOURNE WTR SYS(CONSEC)
serves 30,443 people · EPA ID FL3051460
Water SourcePurchased surface water from CITY OF MELBOURNE
Last State InspectionJan 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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