Brevard County property record for 190 Stephenson Dr, Melbourne, FL 32904
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,984 sqft · built 1961 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (Jul 2026) |
| Tax Bill | $1,993 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-37-06-51-7-23 |
| Primary APN | 28-37-06-51-7-23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,984 sqft Living Area |
| Gross Area | 2,401 sqft |
| 1st Floor Area | 1,984 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 138 ft deep x 84 ft wide |
| Garage Type | Attached |
| Garage Area | 345 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2821265 |
|---|---|
| Street Address | 190 STEPHENSON DR |
| City | MELBOURNE |
| State | FL |
| Zip | 32904-4912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | MELBOURNE ESTATES ADDN NO 1 LOT 24 & S 26 FT OF LOT 23 BLK 7 |
| Legal Range | 37E |
| Legal Township | 28S |
| Legal Section | 06 |
| Legal Subdivision | MELBOURNE ESTATES ADDN NO 1 |
| Legal Block | 7 |
| Legal Lot Number | 23 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 65025 |
190 Stephenson Dr is owned and occupied by two individuals who bought it in July 2026.
Source: Brevard County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 190 STEPHENSON DR, MELBOURNE, FL 32904-4912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage DYBN FINANCIAL CORPORATION |
| Aug 18, 2021 | Deed of Trust, Mortgage NADAR SALEH |
| Apr 20, 2021 | Special Warranty Deed, Transfer FIRST INTERNATIONAL TITLE |
| Jan 22, 2021 | Foreclosure NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2026 · Amount on File |
| Deed Sale | Jul 2, 2026 · Amount on File |
| Prior Sale | Aug 18, 2021 · Amount on File |
| Deed Document Number | 2026136388 |
| Deed Book / Page | 10668 / 1712 |
| Prior Transfer Date | Jan 6, 2021 |
| Prior Transfer Doc | 0089882683 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jul 2, 2026 |
| Property Address | 190 STEPHENSON DR, MELBOURNE, FL 32904-4912 |
| Document Number | 0000136388 |
| Book / Page | 10668 / 1712 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 2026136388 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | SETTLEMENT SERVICES, EVERGREEN SETTLEMENT SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180,285.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 190 STEPHENSON DR, MELBOURNE, FL 32904-4912 |
| Document Number | 0000136389, |
|---|---|
| Date | Jul 2, 2026 |
| Instrument | 2026136389 |
| Name | DYBN FINANCIAL CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 190 STEPHENSON DR, WEST MELBOURNE, FL 32904-4912 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0092281141 |
|---|---|
| Date | Aug 18, 2021 |
| Book Page | 9228/1141 |
| Instrument | 2021215427 |
| Name | NADAR SALEH |
|---|---|
| Type | Private Party |
| Amount | Amount on Record |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Apr 20, 2021 |
| Property Address | 190 STEPHENSON DR, WEST MELBOURNE, FL 32904-4912 |
| Document Number | 0090921829 |
| Book / Page | 9092 / 1829 |
| Map Reference | MB 10 PG 35 |
| Instrument Date | Apr 19, 2021 |
| Instrument | 2021100176 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $765.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 FEDERAL ST # ST3RD, 1, BOSTON, MA 02110-2012 |
| Name | Verified Name |
|---|---|
| Address | 230 E MAIN ST STE 3, 3, MERIDEN, CT 06450-5640 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jan 22, 2021 |
| Property Address | 190 STEPHENSON DR, WEST MELBOURNE, FL 32904-4912 |
| Document Number | 0089882683 |
| Book / Page | 008988 / 002683 |
| Instrument Date | Jan 21, 2021 |
| Instrument | 15878 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 5, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620 |
The 2025 property tax bill for 190 Stephenson Dr was $1,993, up 3.9% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | West Melbourne City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150,390 (+2.7%) | $172,320 (+17.67%) | |
| 2025 | $1,993.00 (+3.91%) Homeowner's exemption | $146,440 | $146,440 |
| 2024 | $1,918.00 (-10.42%) | ||
| 2023 | $2,141.00 (+7.43%) Homeowner's exemption | $166,820 (+2.99%) | $176,290 (+8.84%) Land $70,000 Building $106,290 |
| 2022 | $1,993.00 Homeowner's exemption | $161,970 Land $60,000 Building $101,970 | $161,970 Land $60,000 Building $101,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 190 Stephenson Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 3 (2008–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 190 Stephenson Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST MELBOURNE WTR SYS(CONSEC) serves 30,443 people · EPA ID FL3051460 |
|---|---|
| Water Source | Purchased surface water from CITY OF MELBOURNE |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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