Lorain County property record for 98 Smith St, Oberlin, OH 44074 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 878 sqft · built 1958 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | Individual Name on File |
| Last Sale | $60,000 (Jun 1999) |
| Tax Bill | $507 (2025) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00-096-111-009 |
| Primary APN | 09-00-096-111-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 878 sqft Living Area |
| 1st Floor Area | 878 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 24,829 sqft (0.57 acres) |
| Lot Dimensions | 457 ft deep x 55 ft wide |
| Porch | Porch |
|---|---|
| Patio Area | 90 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Canopy | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 98 SMITH ST |
|---|---|
| City | OBERLIN |
| State | OH |
| Zip | 44074-1721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .59 ACRE |
| Legal Subdivision | RUSSIA |
| Legal Block | 111 |
| Legal Lot Number | 96 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | OBERLIN |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 60100 |
Source: Lorain County records · APN 09-00-096-111-009
Assessment roll updated May 16, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 98 SMITH ST, OBERLIN, OH 44074-1721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 25, 1999 · Amount on Record |
| Deed Sale | Jun 25, 1999 · Amount on Record |
| Deed Document Number | 1999624857 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 21, 2026 |
| Property Address | 98 SMITH ST, OBERLIN, OH 44074-1721 |
| Document Number | 0000096773 |
| Instrument Date | May 09, 2026 |
| Instrument | 202696773 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 98 SMITH ST, OBERLIN, OH 44074-1721 |
| Document Number | 0000096773, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 202696773 |
| Name | NEWREZ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.74% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Oberlin City |
| Unified School District | Oberlin City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $507.00 Homeowner's exemption | $30,060 (+0.02%) Land $7,820 Building $22,240 | $85,870 (-) Land $22,330 Building $63,540 |
| 2024 | $507.00 (-48.89%) | $30,055 (+14.74%) Land $7,816 Building $22,239 | $85,870 (+14.74%) Land $22,330 Building $63,540 |
| 2023 | $992.00 (-3.41%) | $26,194 (+0.02%) Land $7,644 Building $18,550 | $74,840 (-) Land $21,840 Building $53,000 |
| 2022 | $1,027.00 | $26,190 Land $7,640 Building $18,550 | |
| 2021 | $74,840 Land $21,840 Building $53,000 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930601003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 287 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Cogeco Cable Holdings II | Cable | 1,000 / 50 |
| Cable Co-Op | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Spectrum, Cable Co-Op. Availability varies by address; speeds are provider-advertised maximums, not measured.
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