108 Smith St, Oberlin, OH 44074 Property Records

Lorain County property record for 108 Smith St, Oberlin, OH 44074

Property Summary

Property TypeResidential Vacant Land
Lot Size0.939 acres (40,946 sqft)
OwnerIndividual Name on Record
Last Sale$36,000 (Oct 2024)
Tax Bill$512 (2025)
Deeds & MortgagesFeb 2024 Sale
Flood ZoneZone X (minimal risk)
APN09-00-096-111-045

Property Details

APN / Parcel Number

Primary APN09-00-096-111-045

Exterior

Lot Area40,946 sqft (0.939 acres)
Lot Dimensions457 ft deep x 90 ft wide

Location & Zoning

Street Address108 SMITH ST
CityOBERLIN
StateOH
Zip44074-1723
Property CategoryResidential
Property TypeVacant Land > Residential
Legal Description60-09-096A -097-00
Legal SubdivisionRUSSIA TOWNSHIP
Legal Block111
JurisdictionLORAIN OH
Township / Civil DivisionOBERLIN
Census Block Group3
Census Block3020
Census Tract60100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address108 SMITH ST, OBERLIN, OH 44074-1723
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 31, 2024 · Amount on Record
Deed SaleOct 31, 2024 · Amount on Record
Prior SaleFeb 8, 2024 · Amount on Record
Deed Document Number2024005848
Record UpdatedJun 8, 2026

February 2024: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionLORAIN OH
Recording DateFeb 8, 2024
Property AddressSMITH ST, OBERLIN, OH 44074
Document Number0000003421
Instrument DateFeb 1, 2024
Instrument2024-0003421
Transaction TypeTransfer
Record UpdatedFeb 19, 2024
Title CompanyGUARDIAN LAND TITLE, GUARDIAN TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address510 W COLLEGE ST, OBERLIN, OH 44074-1447

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityOberlin City
Unified School DistrictOberlin City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$512.00$11,080 (-0.05%) Land $11,080$31,670 (-) Land $31,670
2024$512.00 (-13.95%)$11,085 (+2.26%) Land $11,085$31,670 (+2.26%) Land $31,670
2023$595.00 (-4.49%)$10,840 (-) Land $10,840$30,970 (-) Land $30,970
2022$623.00$10,840 Land $10,840
2021$30,970 Land $30,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOBERLIN WATER DEPARTMENT
serves 8,600 people · EPA ID OH4700911
Water SourceSurface water
Last State InspectionMar 2026
Also Mapped HereRURAL LORAIN CO. WATER A
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Mar 2024
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Breezeline
Cable
1,000 / 50
Cable Co-op
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Spectrum.

Nearby Properties on Smith St

Nearby Streets

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