Charleston County property record for 98 Smith St, Charleston, SC 29401
| Property Type | Parking Lot |
|---|---|
| Lot Size | 0.02 acres (871 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,500,000 (Nov 2021) |
| Tax Bill | $1,601 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 457-03-02-072 |
| Primary APN | 457-03-02-072 |
|---|
| Lot Area | 871 sqft (0.02 acres) |
|---|---|
| Lot Dimensions | 40 ft deep x 20 ft wide |
| Street Address | 98 SMITH ST |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29401-1328 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Parking Lot |
| Legal Description | DESCRIPTION -98 SMITH |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | CHARLESTON CENTRAL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 500 |
Source: Charleston County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2937 SAVANNAH HWY, CHARLESTON, SC 29414-5336 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2021 · Amount on Record |
| Deed Sale | Nov 1, 2021 · Amount on Record |
| Deed Book / Page | 1047 / 928 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Nov 1, 2021 |
| Property Address | 98 SMITH ST, CHARLESTON, SC 29401-1328 |
| Document Number | 0010470928 |
| Book / Page | 1047 / 928 |
| Instrument Date | Aug 12, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2023 |
| Title Company | COOPERATIVE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2937 SAVANNAH HWY, CHARLESTON, SC 29414-5336 |
| Document Number | 0001047938 |
|---|---|
| Date | Nov 1, 2021 |
| Instrument | 1047/938 |
| Name | FIRST NATIONAL BANK OF SOUTH CAROLI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0010470935 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 1047/935 |
| Name | FIRST NATIONAL BANK OF SOUTH CAROLINA |
|---|---|
| Type | Bank |
| Address | GOOSE CREEK, SC 29445 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,601.00 (-37.26%) | $96,000 (+966.67%) Land $96,000 | $96,000 (-36%) Land $96,000 |
| 2024 | $2,552.00 (+7.41%) | $9,000 (-) | |
| 2022 | $2,376.00 | $9,000 | $150,000 (-) Land $150,000 |
| 2020 | $150,000 Land $150,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 172 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 210 units insured incl. 38 condo units |
| Nearby Flood Claims | 306 (1978–2025) |
| Claims Outside the SFHA | 1 of 306 |
| Most Recent Claim | Aug 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Home Telecom.
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