93 Smith St, Charleston, SC 29401 Property Records

Charleston County property record for 93 Smith St, Charleston, SC 29401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,792 sqft · built 1910
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$650,000 (Aug 2021)
Tax Bill	$3,708 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`457-03-02-139`

Property Details

APN / Parcel Number

Primary APN	`457-03-02-139`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,792 sqft Living Area
1st Floor Area	896 sqft
Upper Floors Area	896 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Multi-Family
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,307 sqft (0.03 acres)
Lot Dimensions	44 ft deep x 27 ft wide
Deck Area	49 sqft
Patio Area	49 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	93 SMITH ST
City	CHARLESTON
State	SC
Zip	29401-1339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -HARLESTON GREEN DESCRIPTION -LOT 139 SITE NAME -HARLESTON GREEN
Legal Subdivision	HARLESTON GREEN
Legal Lot Number	139
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1001
Census Tract	500

Owner

93 Smith St is owned and occupied by an individual who bought it in August 2021.

Source: Charleston County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	93 SMITH ST, CHARLESTON, SC 29401-1339
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed, Transfer · Conventional Mortgage THE BANK OF SOUTH CAROLINA
Jun 16, 2020	Quit Claim Deed, Transfer SOUTH ST BK
Jun 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2021 · Amount on File
Deed Sale	Aug 9, 2021 · Amount on File
Prior Sale	Jun 3, 2016 · Amount on File
Deed Book / Page	1021 / 510
Prior Transfer Date	May 29, 2020
Prior Transfer Doc	0890/0613
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Aug 9, 2021
Property Address	93 SMITH ST, CHARLESTON, SC 29401-1339
Document Number	0010210510
Book / Page	1021 / 510
Map Reference	MB B177 PG 70
Instrument Date	Jul 12, 2021
Transaction Type	Transfer
Record Updated	Jan 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	668 NOMIST CLAUR, GOOSE CREEK, SC 29445

Mortgage

Document Number	0001021511
Date	Aug 9, 2021
Instrument	1021/511

Lender

Name	THE BANK OF SOUTH CAROLINA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 16, 2020
Property Address	93 SMITH ST, CHARLESTON, SC 29401-1339
Document Number	0890/0613
Book / Page	000890 / 000613
Instrument Date	May 29, 2020
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 SMITH ST CHARLESTON SC 294011339, CHARLESTON, SC 29401-1339

Mortgage

Document Number	890/0614
Date	Jun 16, 2020
Book Page	000890/000614

Lender

Name	SOUTH ST BK
Type	Bank
Address	NORTH CHARLESTON, SC 29406

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 16, 2020
Property Address	93 SMITH ST, CHARLESTON, SC 29401-1339
Document Number	0890/0612
Book / Page	000890 / 000612
Instrument Date	May 22, 2020
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 SMITH ST CHARLESTON SC 294011339, CHARLESTON, SC 29401-1339

Tax Assessment & Valuation

The 2025 property tax bill for 93 Smith St was $3,708, up 10.4% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,708.00 (+10.42%)	$747,500 (+2,775%) Land $477,400 Building $270,100	$845,795 Land $575,695 Building $270,100
2024	$3,358.00	$26,000
2022	$3,144.00	$26,000	$650,000 Land $275,000 Building $375,000
2020			$650,000 Land $275,000 Building $375,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 93 Smith St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 172 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	210 units insured incl. 38 condo units
Nearby Flood Claims	306 (1978–2025)
Claims Outside the SFHA	1 of 306
Most Recent Claim	Aug 2025 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 41 claims Hurricane Matthew, Oct 2016 · 24 claims Hurricane Hugo, Sep 1989 · 171 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 93 Smith St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Home Telecom.

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