Ludlow Town property record for 98 Smith Rd, Ludlow, VT 05149
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 3 ba · 3,294 sqft · built 1978 |
| Lot Size | 3.4 acres (148,104 sqft) |
| Owner | Company Name on Record |
| Last Sale | $55,828 (Mar 2016) |
| Tax Bill | $6,392 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 363-112-10563 |
| Primary APN | 363-112-10563 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,294 sqft Living Area |
| Gross Area | 4,347 sqft |
| Basement Area | 384 sqft |
| Unfinished Basement | 384 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 148,104 sqft (3.4 acres) |
| Garage Type | Detached |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 98 SMITH RD |
|---|---|
| City | LUDLOW |
| State | VT |
| Zip | 05149-9627 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | SMITH ROAD 98 TWO FAMILY 070249.000 |
| Jurisdiction | LUDLOW VT |
| Township / Civil Division | LUDLOW |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 966300 |
Source: Ludlow Town records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 98 SMITH RD, LUDLOW, VT 05149-9627 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2016 · Amount on Record |
| Deed Sale | Mar 24, 2016 · Amount on Record |
| Prior Sale | Apr 29, 2003 · Amount on Record |
| Deed Document Number | 20164010808499015 |
| Prior Transfer Date | Apr 25, 2003 |
| Prior Transfer Doc | 0000829897 |
| Record Updated | Sep 20, 2026 |
Source: Ludlow Town assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Vermont |
| County | Windsor County |
| County Subdivision | Ludlow Town |
| Elementary School District | Ludlow Mt. Holly Unified Union School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,392.00 (-6.73%) Homeowner's exemption | $325,400 (-) Land $88,400 Building $237,000 |
| 2024 | $6,853.00 | $325,400 Land $88,400 Building $237,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective April 13, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 individual policies |
| Nearby Flood Policies | 122 units insured incl. 94 condo units |
| Nearby Flood Claims | 31 (1981–2023) |
| Claims Outside the SFHA | 4 of 31 |
| Most Recent Claim | Jul 2023 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of Vermont |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
5G (outdoors only) and 4G LTE
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