Ludlow Town property record for 120 Smith Rd, Ludlow, VT 05149 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,911 sqft · built 2005 |
| Lot Size | 3.6 acres (156,816 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $482,160 (Jun 2015) |
| Tax Bill | $8,614 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 363-112-13612 |
| Primary APN | 363-112-13612 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,911 sqft Living Area |
| Gross Area | 5,562 sqft |
| Basement Area | 1,319 sqft |
| Unfinished Basement | 1,325 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 156,816 sqft (3.6 acres) |
| Garage Type | Attached |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 120 SMITH RD |
|---|---|
| City | LUDLOW |
| State | VT |
| Zip | 05149-4415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SMITH ROAD 120 ONE FAMILY INCL 070254. |
| Jurisdiction | LUDLOW VT |
| Township / Civil Division | LUDLOW |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 966300 |
Source: Ludlow Town records · APN 363-112-13612
Assessment roll updated June 5, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 136 BLAINE ST, FAIRFIELD, CT 06824-5804 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 15, 2015 · Amount on Record |
| Deed Sale | Jun 15, 2015 · Amount on Record |
| Prior Sale | Nov 19, 2007 · Amount on Record |
| Deed Document Number | 20156301123657048 |
| Record Updated | Sep 20, 2026 |
Source: Ludlow Town records · Assessment roll updated June 5, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Vermont |
| County | Windsor County |
| County Subdivision | Ludlow Town |
| Elementary School District | Ludlow Mt. Holly Unified Union School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,614.00 (-12.34%) | $466,600 (-) Land $89,100 Building $377,500 |
| 2024 | $9,827.00 | $466,600 Land $89,100 Building $377,500 |
Source: FEMA National Flood Hazard Layer, Windsor County (50027C), updated April 13, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 500279663002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 28 individual NFIP policies nearby |
| Nearby Flood Policies | 122 units insured 94 under condo master policies |
| Nearby Flood Claims | 31 (1981–2023) |
| Claims Outside the SFHA | 4 of 31 |
| Most Recent Claim | Jul 2023, rainfall accumulation, Severe Storms, Flooding, Landslides, And Mudslides |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 52% of Vermont |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| TDS Telecom | Fiber | 8,000 / 8,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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