98 Shoddy Mill Rd, Andover, CT 06232 Property Records

Andover Town property record for 98 Shoddy Mill Rd, Andover, CT 06232

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,169 sqft · built 1989
Lot Size	8.3 acres (361,548 sqft)
Owner	2 Individual Names on Record
Last Sale	$313,000 (Mar 2013)
Tax Bill	$6,470 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2018 Mortgage
APN	`ANDO M:0027 B:0015 L:0021-7`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:0027 B:0015 L:0021-7`
Alternative APNs	`ADVR M:0027 B:0015 L:0021-7` `M:0027 B:0015 L:0021=7` `414`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,169 sqft Living Area
Gross Area	4,818 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	361,548 sqft (8.3 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	414
Street Address	98 SHODDY MILL RD
City	ANDOVER
State	CT
Zip	06232-1201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Block	15
Legal Lot Number	21-7
Jurisdiction	ANDOVER CT
Township / Civil Division	ANDOVER
Census Block Group	3
Census Block	3003
Census Tract	528100

Owner

Source: Andover Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	98 SHODDY MILL RD, ANDOVER, CT 06232-1201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Oct 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage USA HUD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2013 · Amount on Record
Deed Sale	Mar 4, 2013 · Amount on Record
Prior Sale	Jun 16, 1997 · Amount on Record
Deed Book / Page	120 / 330
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER CT
Recording Date	Apr 13, 2026
Property Address	98 SHODDY MILL RD, ANDOVER, CT 06232-1201
Document Number	000148-765
Book / Page	148 / 765
Instrument Date	Mar 27, 2026
Instrument	2026111
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 SHODDY MILL RD, ANDOVER, CT 06232-1201

Mortgage

Document Number	0000000111,
Date	Apr 13, 2026
Book Page	148/765
Instrument	2026111

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	205 Months
Due	May 1, 2043

Interest

Rate	5.98%
Max Rate	-1%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER CT
Property Address	98 SHODDY MILL RD, ANDOVER, CT 06232-1201
Document Number	132-724
Instrument Date	Oct 24, 2018
Transaction Type	Mortgage
Record Updated	Nov 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 SHODDY MILL RD ANDOVER CT 062321201, ANDOVER, CT 06232-1201

Mortgage

Document Number	132-724
Date	Oct 24, 2018
Book Page	000132/000724

Lender

Name	USA HUD

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 23, 2043

Tax Assessment & Valuation

Source: Andover Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Andover Town
Elementary School District	Andover School District (PK - 06)
Secondary School District	Regional School District 08 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,470.00	$204,820 (-) Land $43,260 Building $161,560	$143,374 Land $30,282 Building $113,092
2024	$6,470.00 (+0.95%)
2023	$6,409.00 (-1.94%)	$204,820 (-) Land $43,260 Building $161,560
2022	$6,536.00	$204,820 Land $43,260 Building $161,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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