92 Shoddy Mill Rd, Andover, CT 06232 Property Records

Andover Town property record for 92 Shoddy Mill Rd, Andover, CT 06232

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,200 sqft · built 1990
Lot Size	3.6 acres (156,816 sqft)
Owner	2 Individual Names on Record
Last Sale	$284,000 (Jul 2006)
Tax Bill	$5,630 (2025)
Deeds & Mortgages	Jan 2024 Refinance Nov 2020 Mortgage
APN	`ANDO M:0027 B:0015 L:0021-5`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:0027 B:0015 L:0021-5`
Alternative APNs	`ADVR M:0027 B:0015 L:0021-5` `M:0027 B:0015 L:0021=5` `413`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	3,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	156,816 sqft (3.6 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	413
Street Address	92 SHODDY MILL RD
City	ANDOVER
State	CT
Zip	06232-1201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Block	15
Legal Lot Number	21-5
Jurisdiction	ANDOVER CT
Township / Civil Division	ANDOVER
Census Block Group	3
Census Block	3003
Census Tract	528100

Owner

Source: Andover Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	92 SHODDY MILL RD, ANDOVER, CT 06232-1201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance DUTCH POINT CREDIT UNION
Nov 23, 2020	Deed of Trust, Mortgage · Balloon Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2006 · Amount on Record
Deed Sale	Jul 3, 2006 · Amount on Record
Deed Book / Page	101 / 705
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER CT
Property Address	92 SHODDY MILL RD, ANDOVER, CT 06232-1201
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000144-487
Date	Jan 8, 2024
Book Page	144/487
Instrument	4

Lender

Name	DUTCH POINT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	73 Months
Due	Feb 1, 2030

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER CT
Property Address	92 SHODDY MILL RD, ANDOVER, CT 06232-1201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	137-363
Date	Nov 23, 2020
Book Page	137/363
Instrument	553

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Andover Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Andover Town
Elementary School District	Andover School District (PK - 06)
Secondary School District	Regional School District 08 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,630.00	$178,220 (-) Land $38,640 Building $139,580	$124,754 Land $27,048 Building $97,706
2024	$5,630.00 (+0.95%)
2023	$5,577.00 (-1.93%)	$178,220 (-) Land $38,640 Building $139,580
2022	$5,687.00	$178,220 Land $38,640 Building $139,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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