98 Sabal Dr, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 98 Sabal Dr, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,301 sqft · built 1973
Lot Size	0.367 acres (15,989 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Jan 2020)
Tax Bill	$4,349 (2025)
Deeds & Mortgages	Sep 2022 Transfer Jan 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`41-22-11-328-014`

Property Details

APN / Parcel Number

Primary APN	`41-22-11-328-014`
Alternative APNs	`0093030-000000-9` `10004690324`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,301 sqft Living Area
Gross Area	3,161 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1973
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Ceramic Tile
Lot Area	15,989 sqft (0.367 acres)
Garage Type	Finished
Garage Area	462 sqft
Driveway	Driveway
Driveway Area	864 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Porch
Porch Area	398 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004690324
Old Parcel Number	00930300000009
Street Address	98 SABAL DR
City	PUNTA GORDA
State	FL
Zip	33950-5072
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GS-3.5
Legal Description	PGI 004 0012 0001 PUNTA GORDA ISLES SEC4 BLK12 LT 1 400/187 736/294 1873/1235 4534/562
Legal Range	22E
Legal Township	41S
Legal Section	11
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	12
Legal Lot Number	1
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2001
Census Tract	10401

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	98 SABAL DR, PUNTA GORDA, FL 33950-5072
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 31, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jan 31, 2020 · Amount on Record
Deed Sale	Jan 31, 2020 · Amount on Record
Prior Sale	Jan 31, 2020 · Amount on Record
Deed Document Number	0045340562
Deed Book / Page	4534 / 0562
Last Transfer Date	Sep 12, 2022
Transfer Doc	0050461285
Record Updated	Jun 8, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 12, 2022
Property Address	98 SABAL DR, PUNTA GORDA, FL 33950-5072
Document Number	0050461285
Book / Page	5046 / 1285
Map Reference	MB 8 PG 6A-6T
Instrument Date	Jul 7, 2022
Instrument	3149502
Transaction Type	Transfer
Record Updated	Jan 19, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1723 LOS ALAMOS DR, PUNTA GORDA, FL 33950-8541

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1723 LOS ALAMOS DR, PUNTA GORDA, FL 33950-8541

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jan 31, 2020
Property Address	98 SABAL DR, PUNTA GORDA, FL 33950-5072
Document Number	0045340562
Book / Page	4534 / 0562
Map Reference	MB 5 PG 45
Instrument Date	Jan 31, 2020
Instrument	2782428
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	98 SABAL DR, 98, PUNTA GORDA, FL 33950-5072

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	98 SABAL DR, PUNTA GORDA, FL 33950-5072

Mortgage

Document Number	0045340564
Date	Jan 31, 2020
Instrument	4534/0564

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,349.00 (-17.55%) Homeowner's exemption	$302,708 (+5.99%)	$456,798 (+0.89%) Land $210,000 Building $246,798
2023	$5,275.00 (+5.31%) Homeowner's exemption	$285,609 (+3%)	$452,772 (+18.09%) Land $200,000 Building $252,772
2022	$5,009.00 Homeowner's exemption	$277,290	$383,424 Land $136,000 Building $247,424

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 436 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,147 units insured incl. 711 condo units
Nearby Flood Claims	242 (1982–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 140 claims Hurricane Helene, Sep 2024 · 43 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream.

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