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97 Sabal Dr, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 97 Sabal Dr, Punta Gorda, FL 33950

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,691 sqft · built 2016
Lot Size0.525 acres (22,900 sqft)
OwnerIndividual Name on Record
Last Sale$2,100,000 (Mar 2024)
Tax Bill$26,819 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Oct 2020 Mortgage
Flood ZoneZone AE (high risk)
APN41-22-11-327-015

Property Details

APN / Parcel Number

Primary APN41-22-11-327-015
Alternative APNs
  • 0093081-000000-7
  • 10004690309

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area3,691 sqft Living Area
Gross Area5,709 sqft
FlooringCovered

Exterior

Year BuiltBuilt 2016
Architectural StyleOther
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialMetal
Lot Area22,900 sqft (0.525 acres)
Garage Area841 sqft
DrivewayDriveway
Driveway Area420 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area28 sqft
PorchPorch
Porch Area868 sqft
Loading Dock315 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number10004690309
Old Parcel Number00930810000007
Street Address97 SABAL DR
CityPUNTA GORDA
StateFL
Zip33950-5071
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGS-3.5
Legal DescriptionPGI 004 0012 0052 PUNTA GORDA ISLES SEC4 BLK12 LTS 52 599/1601 1103/1449 1196/1615 1210/1867 1429/2134 1590/1795
Legal Range22E
Legal Township41S
Legal Section11
Legal SubdivisionPUNTA GORDA ISLES
Legal Block12
Legal Lot Number52 53
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2001
Census Tract10401

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address9170 FEWTOWN RD, DEERFIELD, OH 44411-9788
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2024Warranty Deed, Transfer · Conventional Mortgage
COAST ONE MORTGAGE LLC
Oct 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
SYNOVUS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2024 · Amount on Record
Deed SaleMar 1, 2024 · Amount on Record
Prior SaleNov 12, 2014 · Amount on Record
Deed Document Number3376190
Record UpdatedJun 8, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateMar 1, 2024
Property Address97 SABAL DR, PUNTA GORDA, FL 33950-5071
Document Number0003376190
Map ReferenceMB 5 PG 45A&45B
Instrument DateFeb 29, 2024
Instrument3376190
Transaction TypeTransfer
Record UpdatedMar 14, 2024
Title CompanyHOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$14,700.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address97 SABAL DR, PUNTA GORDA, FL 33950-5071

Transferred To (Grantee/Buyer)

NameVerified Name
Address9170 FEWTOWN RD, DEERFIELD, OH 44411-9788

Mortgage

Document Number0003376191
DateMar 1, 2024
Instrument3376191
Lender
NameCOAST ONE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2054

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address97 SABAL DR, PUNTA GORDA, FL 33950-5071
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 SABAL DR, PUNTA GORDA, FL 33950-5071

Mortgage

Document Number0046520580
DateOct 27, 2020
Book Page4652/580
Instrument2866126
Lender
NameSYNOVUS BANK
TypeBank
AddressNAPLES, FL 34103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
MunicipalityPunta Gorda City
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$26,819.00 (+37.75%)$1,613,842 (+53.07%)$1,519,021 (-0.23%) Land $648,000 Building $871,021
2023$19,470.00 (+3.85%) Homeowner's exemption$1,054,322 (+3%)$1,522,487 (+14.87%) Land $638,000 Building $884,487
2022$18,749.00 Homeowner's exemption$1,023,614$1,325,360 Land $446,250 Building $879,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 436 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,147 units insured
incl. 711 condo units
Nearby Flood Claims242 (1982–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 140 claims
  • Hurricane Helene, Sep 2024 · 43 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Blue Stream.

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