98 S Larand Dr, Holts Summit, MO 65043 Property Records

Callaway County property record for 98 S Larand Dr, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,493 sqft · built 2002
Lot Size	0.368 acres (16,062 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,936 (2025)
Deeds & Mortgages	Jul 2020 Refinance Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-04.0-18.2-00-000-133.000`

Property Details

APN / Parcel Number

Primary APN	`24-04.0-18.2-00-000-133.000`
Alternative APN	`2404018200000130000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,493 sqft Living Area
1st Floor Area	1,493 sqft
Basement Area	1,493 sqft
Unfinished Basement	1,493 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	16,062 sqft (0.368 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft
Deck Area	380 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	2404018200000133000
Street Address	98 S LARAND DR
City	HOLTS SUMMIT
State	MO
Zip	65043-1128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 98 LAKE MY-KEE SUB. SEC. # 4
Legal Range	10W
Legal Township	45N
Legal Section	18
Legal Subdivision	LAKE MYKEE NO 4
Legal Lot Number	98
Jurisdiction	CALLAWAY MO
Township / Civil Division	CEDAR
Census Block Group	1
Census Block	1053
Census Tract	70701

Owner

Source: Callaway County records, as of January 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	98 S LARAND DR, HOLTS SUMMIT, MO 65043-1128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance JEFFERSON BANK
Apr 7, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) JEFFERSON BANK
Nov 1, 2023	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2010
Deed Sale	Sep 9, 2010
Deed Document Number	201014921
Deed Book / Page	0428 / 840
Last Transfer Date	Oct 27, 2023
Transfer Doc	000509/915
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	98 S LARAND DR, HOLTS SUMMIT, MO 65043-1128
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000244/454
Date	Jul 2, 2020
Book Page	244/454
Instrument	202004162

Lender

Name	JEFFERSON BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	98 S LARAND DR, HOLTS SUMMIT, MO 65043-1128
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000240/470
Date	Apr 7, 2021
Book Page	240/470
Instrument	202102673

Lender

Name	JEFFERSON BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

November 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	CALLAWAY MO
Recording Date	Nov 1, 2023
Property Address	98 S LARAND DR, HOLTS SUMMIT, MO 65043-1128
Document Number	000509/915
Book / Page	509 / 915
Instrument Date	Oct 27, 2023
Instrument	202305567
Transaction Type	Transfer
Record Updated	Dec 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 S LARAND DR, HOLTS SUMMIT, MO 65043-1128

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Holts Summit City
Unified School District	New Bloomfield R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,936.00 (+19.36%)	$34,029 (+23.94%)	$179,100 (+23.94%)
2024	$1,622.00 (+0.12%)	$27,457 (-)	$144,510 (-)
2023	$1,620.00 (+1.89%)	$27,457 (+1.76%)	$144,510 (+1.76%)
2022	$1,590.00	$26,982 Land $3,420 Building $23,562
2021			$142,010 Land $18,000 Building $124,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream.

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